403 E Clay St, Mount Pleasant, IA 52641 Property Records

Henry County property record for 403 E Clay St, Mount Pleasant, IA 52641

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,276 sqft · built 1951
Lot Size	0.125 acres (5,440 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (Sep 2020)
Tax Bill	$2,462 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`420080943100700`

Property Details

APN / Parcel Number

Primary APN	`420080943100700`
Alternative APN	`082194000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Basement Area	1,276 sqft
Unfinished Basement	1,276 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,440 sqft (0.125 acres)
Lot Dimensions	80 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	171 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	403 E CLAY ST
City	MOUNT PLEASANT
State	IA
Zip	52641-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 2ND E 68' S 1/2 LOT 3 BLK 3
Legal Subdivision	COMMISSIONERS ADD 02
Legal Block	3
Legal Lot Number	3
Jurisdiction	HENRY IA
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4020
Census Tract	970400

Owner

403 E Clay St is owned and occupied by an individual who bought it in September 2020.

Source: Henry County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	403 E CLAY ST, MOUNT PLEASANT, IA 52641-2324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Deed Document Number	20202249
Deed Book / Page	2020 / 2249
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IA
Recording Date	Sep 9, 2020
Property Address	403 E CLAY ST, MOUNT PLEASANT, IA 52641-2324
Document Number	02020/2249
Book / Page	2020 / 2249
Instrument Date	Aug 27, 2020
Instrument	20-2249
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E CLAY ST, MOUNT PLEASANT, IA 52641-2324

Mortgage

Document Number	02020/2250
Date	Sep 9, 2020
Book Page	2020/2250
Instrument	20-2250

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 403 E Clay St was $2,462.

Source: Henry County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Henry County
Municipality	Mount Pleasant City
Unified School District	Mount Pleasant Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,462.00	$146,490 (-) Land $11,170 Building $135,320	$146,490 (-) Land $11,170 Building $135,320
2025		$146,490 Land $11,170 Building $135,320	$146,490 Land $11,170 Building $135,320
2024	$2,476.00
2023		$134,710 Land $11,170 Building $123,540	$134,710 Land $11,170 Building $123,540
2022	$2,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 E Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 E Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PLEASANT MUNICIPAL UTILITIES serves 9,274 people · EPA ID IA4453016
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Liberty Communications Fixed Wireless · Fiber in parts of the area	500 / 200
Windstream DSL	200 / 20

May also be available: Kalona Cooperative Telephone Company, LISCOFIBER, Nextlink, T-Mobile.