Henry County property record for 304 E Clay St, Mount Pleasant, IA 52641
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,466 sqft · built 1900 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Aug 2008) |
| Tax Bill | $2,078 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 420080941500700 |
| Primary APN | 420080941500700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,466 sqft Living Area |
| 1st Floor Area | 733 sqft |
| Basement Area | 366 sqft |
| Unfinished Basement | 366 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,250 sqft (0.121 acres) |
| Lot Dimensions | 70 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 176 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 304 E CLAY ST |
|---|---|
| City | MOUNT PLEASANT |
| State | IA |
| Zip | 52641-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG W1/2 N70' LT 5 BLK 40 |
| Legal Subdivision | MT PLEASANT |
| Legal Block | 40 |
| Legal Lot Number | 5 |
| Jurisdiction | HENRY IA |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970400 |
304 E Clay St is owned and occupied by an individual who acquired it in September 2024.
Source: Henry County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 E CLAY ST, MOUNT PLEASANT, IA 52641-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2017 | Deed of Trust, Mortgage · ARM TWO RIVERS BANK & TRUST |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TWO RIVERS BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2008 · Amount on File |
| Deed Sale | Aug 27, 2008 · Amount on File |
| Deed Document Number | 20082464 |
| Deed Book / Page | 2008 / 2464 |
| Last Transfer Date | Sep 3, 2024 |
| Transfer Doc | 02024/1769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY IA |
| Property Address | 304 E CLAY ST, MOUNT PLEASANT, IA 52641-2321 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/2892 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 2017/2892 |
| Instrument | 2892 |
| Name | TWO RIVERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BURLINGTON, IA 52601 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 6.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY IA |
| Property Address | 304 E CLAY ST, MOUNT PLEASANT, IA 52641-2321 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/2985 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 2020/2985 |
| Instrument | 20-2985 |
| Name | TWO RIVERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Margin | 3 |
The 2026 property tax bill for 304 E Clay St was $2,078 with a homeowner's exemption.
Source: Henry County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Henry County |
| Municipality | Mount Pleasant City |
| Unified School District | Mount Pleasant Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,078.00 | $158,070 (-) Land $11,310 Building $146,760 | $158,070 (-) Land $11,310 Building $146,760 |
| 2025 | $158,070 Land $11,310 Building $146,760 | $158,070 Land $11,310 Building $146,760 | |
| 2024 | $1,986.00 | ||
| 2023 | $140,330 Land $11,310 Building $129,020 | $140,330 Land $11,310 Building $129,020 | |
| 2022 | $2,214.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 E Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 304 E Clay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT PLEASANT MUNICIPAL UTILITIES serves 9,274 people · EPA ID IA4453016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ImOn Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Liberty Communications Fixed Wireless · Fiber in parts of the area | 500 / 200 |
| Windstream DSL | 200 / 20 |
May also be available: Kalona Cooperative Telephone Company, LISCOFIBER, Nextlink, T-Mobile.
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