Lafayette County property record for 403 E Chestnut St, Odessa, MO 64076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,192 sqft · built 1993 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,750 (Feb 2025) |
| Tax Bill | $1,962 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Jul 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-1.0-01-1-003-102.000 |
| Primary APN | 23-1.0-01-1-003-102.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| Basement Area | 1,192 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,398 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Porch | Slab |
| Porch Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 403 E CHESTNUT ST |
|---|---|
| City | ODESSA |
| State | MO |
| Zip | 64076-1581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 JENNINGS 3RD ADDN; 746-37, 761-480, 997-1177, 1058-214, 2012DR3367, 2013DR1209, 2013DR2884, 2015DR1468, 2018DR3495, 202 |
| Legal Range | 28 |
| Legal Township | 48 |
| Legal Section | 01 |
| Legal Subdivision | JENNINGS THIRD ADDITION |
| Legal Lot Number | 2 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | SNI-A-BAR |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 90601 |
Source: Lafayette County records · APN 23-1.0-01-1-003-102.000
Assessment roll updated October 28, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 E CHESTNUT ST, ODESSA, MO 64076-1581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 05, 2018 | Deed of Trust, Mortgage BANK OF ODESSA |
| Jul 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance F&C BANK |
| May 06, 2015 | Deed of Trust, Mortgage · FHA Mortgage GREAT SOUTHERN BANK |
| Feb 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage THE CENTRAL TRUST BANK |
| Aug 12, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF ODESSA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2025 · Amount on Record |
| Deed Sale | Feb 25, 2025 · Amount on Record |
| Prior Sale | Aug 12, 2020 · Amount on Record |
| Deed Document Number | 2025608 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 403 E CHESTNUT ST, ODESSA, MO 64076-1581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2018DR3496 |
|---|---|
| Date | Sep 05, 2018 |
| Instrument | 2018DR3496 |
| Name | BANK OF ODESSA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 403 E CHESTNUT ST, ODESSA, MO 64076-1581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2022DR3552 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022DR3552 |
| Name | F&C BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 403 E CHESTNUT ST, ODESSA, MO 64076-1581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2015DR1557 |
|---|---|
| Date | May 06, 2015 |
| Instrument | 2015DR1557 |
| Name | GREAT SOUTHERN BANK |
|---|---|
| Address | SPRINGFIELD, MO 65808 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Feb 25, 2025 |
| Property Address | 403 E CHESTNUT ST, ODESSA, MO 64076-1581 |
| Document Number | 2025DR0608 |
| Map Reference | MB 13 PG 36 |
| Instrument Date | Feb 24, 2025 |
| Instrument | 2025DR0608 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 E CHESTNUT ST, ODESSA, MO 64076-1581 |
| Document Number | 2025DR0609 |
|---|---|
| Date | Feb 25, 2025 |
| Instrument | 2025DR0609 |
| Name | THE CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Aug 12, 2020 |
| Property Address | 403 E CHESTNUT ST, ODESSA, MO 64076-1581 |
| Document Number | 2020DR3290 |
| Instrument Date | Aug 07, 2020 |
| Instrument | 2020DR3290 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 E CHESTNUT ST, ODESSA, MO 64076-1581 |
| Document Number | 2020DR3291 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2020DR3291 |
| Name | BANK OF ODESSA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lafayette County records · Assessment roll updated October 28, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Odessa City |
| Unified School District | Odessa R-VII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,962.00 | $26,497 (+14%) | $139,460 (+14%) Land $13,110 Building $126,350 |
| 2023 | $23,242 | $122,328 Land $11,498 Building $110,830 |
Source: FEMA National Flood Hazard Layer as of November 26, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 348 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ODESSA PWS serves 5,202 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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