Lafayette County property record for 314 E Chestnut St, Odessa, MO 64076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,160 sqft · built 1957 |
| Lot Size | 0.399 acres (17,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,100 (May 2018) |
| Tax Bill | $2,020 (2025) |
| Deeds & Mortgages | Aug 2020 Refinance Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-1.0-01-1-002-095.000 |
| Primary APN | 23-1.0-01-1-002-095.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| Basement Area | 1,160 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,398 sqft (0.399 acres) |
| Lot Dimensions | 219 ft deep x 79.4 ft wide |
| Garage Type | Mixed |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 314 E CHESTNUT ST |
|---|---|
| City | ODESSA |
| State | MO |
| Zip | 64076-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 2 MCDOWELL ADDN; 518-406, 2018DR0673, 2018DR1941 |
| Legal Range | 28 |
| Legal Township | 48 |
| Legal Section | 01 |
| Legal Subdivision | MCDOWELL ADDN |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | SNI-A-BAR |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 90601 |
Source: Lafayette County records · APN 23-1.0-01-1-002-095.000
Assessment roll updated October 28, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 314 E CHESTNUT ST, ODESSA, MO 64076-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 06, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BTC BANK |
| Nov 30, 2017 | Deed of Trust, Mortgage PREFERRED BANK |
| May 25, 2018 | Warranty Deed, Subdivision Related Transfer STATE FARM BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2018 · Amount on Record |
| Deed Sale | May 25, 2018 · Amount on Record |
| Deed Document Number | 2018DR1941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 314 E CHESTNUT ST, ODESSA, MO 64076-1520 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020DR3191 |
|---|---|
| Date | Aug 06, 2020 |
| Instrument | 2020DR3191 |
| Name | BTC BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 314 E CHESTNUT ST, ODESSA, MO 64076-1520 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/4402 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 2017/4402 |
| Instrument | 2017DR4402 |
| Name | PREFERRED BANK |
|---|---|
| Type | Bank |
| Address | ROTHVILLE, MO 64676 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | May 25, 2018 |
| Property Address | 314 E CHESTNUT ST, ODESSA, MO 64076-1520 |
| Document Number | 2018DR1941 |
| Instrument Date | May 23, 2018 |
| Instrument | 2018DR1941 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 E CHESTNUT ST, ODESSA, MO 64076-1520 |
| Document Number | 2018DR1948 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 2018DR1948 |
| Name | STATE FARM BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 01, 2048 |
Source: Lafayette County records · Assessment roll updated October 28, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Odessa City |
| Unified School District | Odessa R-VII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,020.00 | $27,271 (+14%) | $143,530 (+14%) Land $20,050 Building $123,480 |
| 2023 | $23,922 | $125,908 Land $17,588 Building $108,320 |
Source: FEMA National Flood Hazard Layer as of November 26, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Spectrum, Wisper ISP.
Based on FCC filings for 345 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ODESSA PWS serves 5,202 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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