403 E Cherokee Ave, Shabbona, IL 60550 Property Records

DeKalb County property record for 403 E Cherokee Ave, Shabbona, IL 60550

Property Summary

Property TypeSingle Family Home
Lot Size0.496 acres (21,600 sqft)
OwnerIndividual Name on File
Last Sale$254,000 (Jul 2026)
Tax Bill$3,454 (2024)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-15-434-001

Property Details

APN / Parcel Number

Primary APN13-15-434-001

Exterior

Lot Area21,600 sqft (0.496 acres)
Lot Dimensions144 ft deep x 150 ft wide

Location & Zoning

Account Number1315434001
Street Address403 E CHEROKEE AVE
CitySHABBONA
StateIL
Zip60550-5113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL VILLAGE OF SHABBONA-BLOCK 28- LOTS 1,2 & 3
Legal SubdivisionORIGINAL VILLAGE OF SHABBONA
Legal Block28
Legal Lot Number1,2,3
JurisdictionDE KALB IL
Township / Civil DivisionSHABBONA
Census Block Group1
Census Block1105
Census Tract1800

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address403 E CHEROKEE AVE, SHABBONA, IL 60550-5113
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 29, 2026Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Jan 15, 2020Trustee's Deed, Construction Loan · Line of Credit
FIRST MIDWEST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2026 · Amount on Record
Deed SaleJul 31, 2026 · Amount on Record
Deed Document Number20266701
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateJul 31, 2026
Property Address403 E CHEROKEE AVE, SHABBONA, IL 60550-5113
Document Number0000006701
Instrument DateJul 22, 2026
Instrument20266701
Transaction TypeTransfer
Record UpdatedAug 17, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$38,481.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 E CHEROKEE AVE, SHABBONA, IL 60550-5113

Mortgage

Document Number0000006702,
DateJul 31, 2026
Instrument20266702
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Recording DateMay 29, 2026
Property Address403 E CHEROKEE AVE, SHABBONA, IL 60550-5113
Document Number0000004490
Instrument DateMar 27, 2026
Instrument20264490
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 E CHEROKEE AVE, SHABBONA, IL 60550-5113

Mortgage

Document Number0000004490,
DateMay 29, 2026
Instrument20264490
Lender
NameOLD NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2056
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2020: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDE KALB IL
Recording DateJan 15, 2020
Property Address403 E CHEROKEE AVE, SHABBONA, IL 60550-5113
Instrument DateDec 19, 2019
Instrument437
Transaction TypeConstruction Loan
Record UpdatedJan 27, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address403 E CHEROKEE AVE SHABBONA IL 605505113, SHABBONA, IL 60550-5113

Mortgage

Document Number0000000437
DateJan 15, 2020
Instrument437
Lender
NameFIRST MIDWEST BK
TypeBank
AddressCHICAGO, IL 60631-3655
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 14, 2050
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionShabbona Township
MunicipalityShabbona Village
Unified School DistrictIndian Creek Community Unit District 425 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,966 (+16.57%) Land $24,022 Building $60,944$254,898 (+16.57%) Land $72,066 Building $182,832
2024$3,454.00
2023$72,891 Land $20,608 Building $52,283$218,673 Land $61,824 Building $156,849

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1996–1997)
Most Recent ClaimFeb 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHABBONA
serves 913 people · EPA ID IL0370450
Water SourceGroundwater
Last State InspectionJan 2026
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AIRCELL
Fiber · Fixed Wireless
1,000 / 250
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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