204 E Cherokee Ave, Shabbona, IL 60550 Property Records

DeKalb County property record for 204 E Cherokee Ave, Shabbona, IL 60550

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,390 sqft
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$126,000 (Aug 2020)
Tax Bill$3,056 (2024)
Deeds & MortgagesMay 2026 Mortgage
Feb 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN13-15-429-007

Property Details

APN / Parcel Number

Primary APN13-15-429-007

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,390 sqft Living Area

Exterior

Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1315429007
Street Address204 E CHEROKEE AVE
CitySHABBONA
StateIL
Zip60550-5114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 & LOT 9 (EX W 74FT) - BLOCK 21 - ORIGINAL VILLAGE OF SHABBONA
Legal SubdivisionORIGINAL VILLAGE OF SHABBONA
Legal Block21
Legal Lot Number8,9
JurisdictionDE KALB IL
Township / Civil DivisionSHABBONA
Census Block Group1
Census Block1115
Census Tract1800

Owner

Source: DeKalb County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address204 E CHEROKEE AVE, SHABBONA, IL 60550-5114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Feb 7, 2024Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Jul 14, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
May 24, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Aug 31, 2020Warranty Deed, Transfer · Conventional Mortgage
ILLINOIS HSNG DEV AUTHORITY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Prior SaleNov 21, 2016 · Amount on Record
Deed Document Number20208707
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Recording DateMay 8, 2026
Property Address204 E CHEROKEE AVE, SHABBONA, IL 60550-5114
Document Number0000003789
Instrument DateApr 8, 2026
Instrument20263789
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 E CHEROKEE AVE, SHABBONA, IL 60550-5114

Mortgage

Document Number0000003789,
DateMay 8, 2026
Instrument20263789
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueApr 1, 2066
Interest
Rate6.11%
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address204 E CHEROKEE AVE, SHABBONA, IL 60550-5114
Transaction TypeMortgage
Record UpdatedFeb 19, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 E CHEROKEE AVE, SHABBONA, IL 60550-5114

Mortgage

Document Number0000000933
DateFeb 7, 2024
Instrument2024000933
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term319 Months
DueSep 1, 2050

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address204 E CHEROKEE AVE, SHABBONA, IL 60550-5114
Transaction TypeMortgage
Record UpdatedAug 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 E CHEROKEE AVE, SHABBONA, IL 60550-5114

Mortgage

Document Number0000004659
DateJul 14, 2023
Instrument2023004659
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term326 Months
DueSep 1, 2050

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address204 E CHEROKEE AVE, SHABBONA, IL 60550-5114
Transaction TypeMortgage
Record UpdatedJun 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 E CHEROKEE AVE, SHABBONA, IL 60550-5114

Mortgage

Document Number0000005108
DateMay 24, 2022
Instrument2022005108
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term340 Months
DueSep 1, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateAug 31, 2020
Property Address204 E CHEROKEE AVE, SHABBONA, IL 60550-5114
Document Number0000008707
Instrument DateAug 27, 2020
Instrument8707
Transaction TypeTransfer
Record UpdatedSep 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$126.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 E CHEROKEE AVE SHABBONA IL 605505114, SHABBONA, IL 60550-5114

Mortgage

Document Number8709
DateAug 31, 2020
Instrument8709
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number8708,
DateAug 31, 2020
Instrument8708
Lender
NameCHARTERED BK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionShabbona Township
MunicipalityShabbona Village
Unified School DistrictIndian Creek Community Unit District 425 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$48,288 (+16.56%) Land $7,866 Building $40,422$144,864 (+16.56%) Land $23,598 Building $121,266
2024$3,056.00
2023$41,427 Land $6,749 Building $34,678$124,281 Land $20,247 Building $104,034

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1996–1997)
Most Recent ClaimFeb 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHABBONA
serves 913 people · EPA ID IL0370450
Water SourceGroundwater
Last State InspectionJan 2026
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AIRCELL
Fiber · Fixed Wireless
1,000 / 250
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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