403 E Campus Ave, Chestertown, MD 21620 Property Records

Kent County property record for 403 E Campus Ave, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1947
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Feb 2024)
Tax Bill	$2,777 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-009029`

Property Details

APN / Parcel Number

Primary APN	`04-009029`
Alternative APNs	`4009029` `009029`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	176 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	009029
Street Address	403 E CAMPUS AVE
City	CHESTERTOWN
State	MD
Zip	21620-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 75X176 403 CAMPUS AVE CHESTERTOWN
Legal Subdivision	BYFORD DEV
Legal Lot Number	403
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	2
Census Block	2009
Census Tract	950300

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 E CAMPUS AVE, CHESTERTOWN, MD 21620-1607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING
Feb 20, 2024	Deed, Transfer · Conventional Mortgage NFM INC
Sep 22, 2023	Deed, Transfer
Sep 7, 2021	Deed, Transfer · Line of Credit CHESAPEAKE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Sep 22, 2023 · Amount on Record
Deed Book / Page	1355 / 125
Transfer Doc	0000000333
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	403 E CAMPUS AVE, CHESTERTOWN, MD 21620-1607
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	UNKNOWN, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E CAMPUS AVE, CHESTERTOWN, MD 21620-1607

Mortgage

Document Number	0014730252
Date	Dec 29, 2025
Book Page	1473/252

Lender

Name	NFM LENDING
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Feb 20, 2024
Property Address	403 E CAMPUS AVE, CHESTERTOWN, MD 21620-1607
Document Number	0013550125
Book / Page	1355 / 125
Map Reference	LB 41 FO 188-A
Instrument Date	Feb 6, 2024
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E CAMPUS AVE, CHESTERTOWN, MD 21620-1607

Mortgage

Document Number	0013550130
Date	Feb 20, 2024
Instrument	1355-0130

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Sep 22, 2023
Property Address	403 E CAMPUS AVE, CHESTERTOWN, MD 21620-1607
Document Number	0013320090
Book / Page	1332 / 90
Map Reference	LB RAS 41 FO 188-A
Instrument Date	Sep 1, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Tax	$676.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 PULLMAN CROSSING RD STE 202, 202, GRASONVILLE, MD 21638-1326

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Sep 7, 2021
Property Address	403 E CAMPUS AVE, CHESTERTOWN, MD 21620-1607
Document Number	0011840164
Book / Page	1184 / 164
Map Reference	LB 41 FO 188-A
Instrument Date	Sep 7, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E CAMPUS AVE, CHESTERTOWN, MD 21620-1608

Mortgage

Document Number	0001184170
Date	Sep 7, 2021
Instrument	1184/170

Lender

Name	CHESAPEAKE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,777.00 (+5.35%) Homeowner's exemption	$199,967 (+33.91%)	$263,500 (+56.66%) Land $90,800 Building $172,700
2025	$2,636.00 (+21.03%) Homeowner's exemption
2023	$2,178.00	$149,333	$168,200 Land $90,800 Building $77,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1983–2003)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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