303 E Campus Ave, Chestertown, MD 21620 Property Records

Kent County property record for 303 E Campus Ave, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,532 sqft · built 1963
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$364,000 (Jan 2026)
Tax Bill	$3,732 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-005295`

Property Details

APN / Parcel Number

Primary APN	`04-005295`
Alternative APNs	`4005295` `005295`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,532 sqft Total Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	005295
Street Address	303 E CAMPUS AVE
City	CHESTERTOWN
State	MD
Zip	21620-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 3 SEC E 303 E CAMPUS AVENUE BYFORD DEVELOPMENT
Legal Subdivision	BYFORD DEVELOPMENT
Legal Lot Number	3
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	2
Census Block	2026
Census Tract	950300

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	303 E CAMPUS AVE, CHESTERTOWN, MD 21620-1605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Jul 19, 2023	Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Jun 14, 2022	Deed, Transfer LIBERTY TITLE COMPANY LLC, LIBERTY T&E CO LLC
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage COASTAL LENDING GROUP LLC
Sep 7, 2018	Deed, Transfer · Conventional Mortgage PROVIDENT STATE BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026 · Amount on File
Deed Sale	Jan 21, 2026 · Amount on File
Prior Sale	Jul 19, 2023 · Amount on File
Deed Book / Page	1476 / 283
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Jan 21, 2026
Property Address	303 E CAMPUS AVE, CHESTERTOWN, MD 21620-1605
Document Number	0014760283
Book / Page	1476 / 283
Map Reference	MB 1 FO 86
Instrument Date	Jan 16, 2026
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	303 E CAMPUS AVE, CHESTERTOWN, MD 21620-1605

Mortgage

Document Number	0001476290
Date	Jan 21, 2026
Instrument	1476/290

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Jul 19, 2023
Property Address	303 E CAMPUS AVE, CHESTERTOWN, MD 21620-1605
Document Number	0013200050
Book / Page	1320 / 50
Map Reference	MB 1 PG 86
Instrument Date	Jul 14, 2023
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013200056
Date	Jul 19, 2023
Instrument	1320-0056

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Jun 14, 2022
Property Address	303 E CAMPUS AVE, CHESTERTOWN, MD 21620-1605
Document Number	0012570025
Book / Page	1257 / 25
Map Reference	MB 1 FO 86
Instrument Date	Jun 1, 2022
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	LIBERTY TITLE COMPANY LLC, LIBERTY T&E CO LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	303 E CAMPUS AVE, CHESTERTOWN, MD 21620-1605

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	303 E CAMPUS AVE, CHESTERTOWN, MD 21620-1605
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	WOODBROOK TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011070102
Date	Nov 24, 2020
Book Page	1107/102

Lender

Name	COASTAL LENDING GROUP LLC
Type	Mortgage Company
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Sep 7, 2018
Property Address	303 E CAMPUS AVE, CHESTERTOWN, MD 21620-1605
Document Number	0009640013
Book / Page	0964 / 013
Map Reference	MB1 FO86
Instrument Date	Sep 6, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E CAMPUS AVE, CHESTERTOWN, MD 21620-1605

Mortgage

Document Number	0000096419
Date	Sep 7, 2018
Instrument	0964/19

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Municipality	Chestertown Town
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,732.00 (+19.73%) Homeowner's exemption	$238,167 (+19.74%)	$316,700 (+59.23%) Land $91,200 Building $225,500
2025	$3,117.00 (+15.4%)	$198,900 (+9.31%) Land $91,200 Building $107,700	$198,900 (-) Land $91,200 Building $107,700
2023	$2,701.00	$181,967 (+4.88%)	$198,900 (+14.64%) Land $91,200 Building $107,700
2022	$2,701.00	$173,500 Land $91,200 Building $82,300	$173,500 Land $91,200 Building $82,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1983–2003)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESTERTOWN serves 5,400 people · EPA ID MD0140002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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