Daviess County property record for 403 E 4th St, Owensboro, KY 42303
| Property Type | Mixed Use Commercial/Industrial |
|---|---|
| Details | 4 bd · 3 ba · 2,704 sqft · built 1895 |
| Lot Size | 0.115 acres (5,031 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $123 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-05-11-009-00-000 |
| Primary APN | 001-05-11-009-00-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,704 sqft Living Area |
| Gross Area | 550 sqft |
| Basement Area | 550 sqft |
| Unfinished Basement | 550 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,031 sqft (0.115 acres) |
| Lot Dimensions | 117 ft deep x 43 ft wide |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 403 E 4TH ST |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42303-4279 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Commercial/Industrial |
| Legal Description | 403 E 4TH ST |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | OWENSBORO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 300 |
403 E 4th St, a commercial property, is owned by an individual.
Source: Daviess County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5020 JACK HINTON RD, PHILPOT, KY 42366-9604 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 403 E 4th St was $123.
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Municipality | Owensboro City |
| Unified School District | Owensboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,000 (+75.68%) | $65,000 (+75.68%) | |
| 2025 | $123.00 | $37,000 Land $10,000 Building $27,000 | $37,000 Land $10,000 Building $27,000 |
| 2023 | $37,000 (-) | $37,000 (-) | |
| 2022 | $418.00 | $37,000 | $37,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 E 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 403 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Owensboro Municipal Utilities, T-Mobile.
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