304 E 4th St, Owensboro, KY 42303 Property Records

Daviess County property record for 304 E 4th St, Owensboro, KY 42303

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	1 ba · 3,538 sqft · built 1970
Lot Size	0.299 acres (13,026 sqft)
Owner	Company Name on File
Tax Bill	$574 (2025)
Deeds & Mortgages	Dec 2009 Transfer Oct 2006 Sale
Flood Zone	Zone X (minimal risk)
APN	`001-05-18-010-00-000`

Property Details

APN / Parcel Number

Primary APN	`001-05-18-010-00-000`
Alternative APN	`0024973`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,538 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Combination
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,026 sqft (0.299 acres)
Lot Dimensions	167 ft deep x 78 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	304 E 4TH ST
City	OWENSBORO
State	KY
Zip	42303-4227
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Legal Description	304 E 4TH ST
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	1
Census Block	1035
Census Tract	300

Owner

304 E 4th St, a commercial property, is owned by a company.

Source: Daviess County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	3830 STATE ROUTE 54, 201, OWENSBORO, KY 42303-2485
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2009	Quit Claim Deed, Transfer Quitclaim
Oct 4, 2006	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2009: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIESS KY
Recording Date	Dec 4, 2009
Property Address	304 E 4TH ST, OWENSBORO, KY 42303-4227
Document Number	000869/529
Book / Page	0869 / 529
Map Reference	DD298 PG72
Instrument Date	Nov 27, 2009
Instrument	200900019008
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2501 PELICAN BAY DR, PANAMA CITY, FL 32408-7051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 4TH ST # B, B, OWENSBORO, KY 42303-4227

October 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Oct 4, 2006
Property Address	304 E 4TH ST, OWENSBORO, KY 42303-4227
Document Number	000823/216
Book / Page	0823 / 216
Instrument Date	Mar 24, 2006
Instrument	00017099
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 BROWN CT, OWENSBORO, KY 42303-0165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E VETERANS BLVD, OWENSBORO, KY 42303-4101

Tax Assessment & Valuation

The 2025 property tax bill for 304 E 4th St was $574.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Owensboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,500 (+5.1%)	$181,500 (+5.1%)
2025	$574.00	$172,700 Land $119,600 Building $53,100	$172,700 Land $119,600 Building $53,100
2023		$172,700 (-)	$172,700 (-)
2022	$1,951.00	$172,700	$172,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 E 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 304 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Owensboro Municipal Utilities, T-Mobile.

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