403 Culpepper Ct, Durham, NC 27712 Property Records

Durham County property record for 403 Culpepper Ct, Durham, NC 27712

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 2,094 sqft · built 1998
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual on Record
Last Sale	$400,500 (Sep 2025)
Tax Bill	$4,424 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0813-24-3240`

Property Details

APN / Parcel Number

Primary APN	`0813-24-3240`
Alternative APNs	`0813-24-32-4031` `081303243240` `174097`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,094 sqft Heated Area
1st Floor Area	1,582 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Townhouse
Lot Area	1,742 sqft (0.039 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	081303243240
Street Address	403 CULPEPPER CT
City	DURHAM
State	NC
Zip	27712-3318
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS-M
Legal Description	COLE MILL TWNHMS/PH:02/LT #07 PL:000141-000170
Legal Subdivision	COLE MILL TWN
Legal Phase	1-C/2
Legal Block	24
Legal Lot Number	7
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3006
Census Tract	1712

Owner

Source: Durham County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	403 CULPEPPER CT, DURHAM, NC 27712-3318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	2025149001
Deed Book / Page	10393 / 818
Record Updated	Jun 7, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	403 CULPEPPER CT, DURHAM, NC 27712-3318
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102300600
Date	Dec 27, 2024
Book Page	10230/600
Instrument	2024119496

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 30, 2025
Property Address	403 CULPEPPER CT, DURHAM, NC 27712-3318
Document Number	0103930818
Book / Page	10393 / 818
Map Reference	MB 141 PG 170
Instrument Date	Sep 23, 2025
Instrument	2025149001
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$801.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3524 BALTASROL CT, CLAYTON, NC 27520-9396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CULPEPPER CT, DURHAM, NC 27712-3318

Mortgage

Document Number	2025149002
Date	Sep 30, 2025
Instrument	2025149002

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 31, 2017
Property Address	403 CULPEPPER CT, DURHAM, NC 27712-3318
Document Number	0081550220
Book / Page	8155 / 220
Instrument Date	Mar 23, 2017
Instrument	2017010732
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CULPEPPER CT, DURHAM, NC 27712-3318

Mortgage

Document Number	0081550223
Date	Mar 31, 2017
Book Page	8155/223
Instrument	2017010733

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,424.00 (+44.53%)	$446,342 (+90.96%) Land $110,000 Building $336,342	$446,342 (+90.96%) Land $110,000 Building $336,342
2023	$3,061.00 (+2.34%)	$233,737 Land $44,000 Building $189,737	$233,737 Land $44,000 Building $189,737
2022	$2,991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Google Fiber.

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