304 Culpepper Ct, Durham, NC 27712 Property Records

Durham County property record for 304 Culpepper Ct, Durham, NC 27712

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,088 sqft · built 1998
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jul 2020)
Tax Bill	$4,138 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0813-24-4017`

Property Details

APN / Parcel Number

Primary APN	`0813-24-4017`
Alternative APNs	`0813-24-40-1781` `081303244017` `174108`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,088 sqft Heated Area
1st Floor Area	2,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	304 CULPEPPER CT
City	DURHAM
State	NC
Zip	27712-3312
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RS-M
Legal Description	COLE MILL TWNS/PH:07/LT#2 0 PL:000142-000078
Legal Subdivision	COLE MILL TWN
Legal Phase	7
Legal Lot Number	20
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3006
Census Tract	1712

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 CULPEPPER CT, DURHAM, NC 27712-3312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Jan 20, 2012 · Amount on Record
Deed Document Number	202030711
Deed Book / Page	9022 / 444
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	304 CULPEPPER CT, DURHAM, NC 27712-3312
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098240002
Date	Nov 23, 2022
Book Page	9824/2
Instrument	2022044627

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 31, 2020
Property Address	304 CULPEPPER CT, DURHAM, NC 27712-3312
Document Number	0090220444
Book / Page	9022 / 444
Map Reference	MB 142 PG 78
Instrument Date	Jul 29, 2020
Instrument	2020030711
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1817 BLACKSTONE DR, 1817, DURHAM, NC 27712-3065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 CULPEPPER CT, DURHAM, NC 27712-3312

Mortgage

Document Number	2020030712
Date	Jul 31, 2020
Instrument	2020030712

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,138.00 (-11.69%)	$407,221 (-13.87%) Land $110,000 Building $297,221	$407,221 (-13.87%) Land $110,000 Building $297,221
2025	$4,686.00 (+39.17%)	$472,785 (+83.93%) Land $110,000 Building $362,785	$472,785 (+83.93%) Land $110,000 Building $362,785
2023	$3,367.00 (+2.37%)	$257,048 Land $44,000 Building $213,048	$257,048 Land $44,000 Building $213,048
2022	$3,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Google Fiber.

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