Caroline County property record for 403 Cornwall Dr, Ruther Glen, VA 22546
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,110 sqft · built 1992 |
| Lot Size | 0.302 acres (13,188 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Jun 2020) |
| Tax Bill | $1,681 (2026) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 51A6-1 B-303 |
| Primary APN | 51A6-1 B-303 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| Gross Area | 2,310 sqft |
| 1st Floor Area | 1,100 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,188 sqft (0.302 acres) |
| Terrain | Rolling |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 16158 |
|---|---|
| Street Address | 403 CORNWALL DR |
| City | RUTHER GLEN |
| State | VA |
| Zip | 22546-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE LAND OR LOT B303 |
| Legal Subdivision | LAKE LAND |
| Legal Lot Number | B303 |
| Jurisdiction | CAROLINE VA |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30502 |
Source: Caroline County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 CORNWALL DR, RUTHER GLEN, VA 22546-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2020 | Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Oct 16, 2018 | Deed, Transfer · Line of Credit PEOPLES COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on Record |
| Deed Sale | Jun 25, 2020 · Amount on Record |
| Prior Sale | Apr 10, 2012 · Amount on Record |
| Deed Document Number | 20202577 |
| Deed Book / Page | 1383 / 657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Jun 25, 2020 |
| Property Address | 403 CORNWALL DR, RUTHER GLEN, VA 22546-1129 |
| Document Number | 1383657 |
| Book / Page | 1383 / 657 |
| Map Reference | MB 205 PG 382 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 200002577 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 CORNWALL DR, RUTHER GLEN, VA 22546-1129 |
| Document Number | 200002578 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 200002578 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Oct 16, 2018 |
| Property Address | 403 CORNWALL DR, RUTHER GLEN, VA 22546-1129 |
| Document Number | 1321187 |
| Book / Page | 1321 / 187 |
| Map Reference | DD205 PG382 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 183841 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | TERRY S TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 PLEASANT GROVE RD, LOCUST GROVE, VA 22508-5102 |
| Document Number | 183842 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 183842 |
| Name | PEOPLES COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Caroline County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,681.00 (-99.25%) | $289,800 Land $50,000 Building $239,800 | |
| 2025 | $223,146.00 | $289,800 Land $50,000 Building $239,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LAND`OR private · serves 4,818 people · EPA ID VA6033450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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