Caroline County property record for 415 Cornwall Dr, Ruther Glen, VA 22546
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,376 sqft · built 1991 |
| Lot Size | 0.648 acres (28,262 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Apr 2017) |
| Tax Bill | $2,350 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51A6-1 B-308 |
| Primary APN | 51A6-1 B-308 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,376 sqft Living Area |
| Gross Area | 5,886 sqft |
| 1st Floor Area | 2,360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,262 sqft (0.648 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 12706 |
|---|---|
| Street Address | 415 CORNWALL DR |
| City | RUTHER GLEN |
| State | VA |
| Zip | 22546-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE LAND OR LOT B308 REVISED |
| Legal Subdivision | LAKE LAND |
| Legal Lot Number | B308 |
| Jurisdiction | CAROLINE VA |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30502 |
Source: Caroline County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 CORNWALL DR, RUTHER GLEN, VA 22546-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Nov 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC |
| Nov 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC |
| Dec 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC |
| Apr 7, 2017 | Grant Deed, Transfer · FHA Mortgage CAPITAL CTR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2017 · Amount on Record |
| Deed Sale | Apr 7, 2017 · Amount on Record |
| Deed Document Number | 20171570 |
| Prior Transfer Date | Feb 4, 2010 |
| Prior Transfer Doc | 1021131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE VA |
| Property Address | 415 CORNWALL DR, RUTHER GLEN, VA 22546-1129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 415 CORNWALL DR, RUTHER GLEN, VA 22546-1129 |
| Document Number | 0260000378 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 260000378 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | TEMPE, AZ 85288 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE VA |
| Property Address | 415 CORNWALL DR, RUTHER GLEN, VA 22546-1129 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Title Company | BROKERS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000147579 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 1475/79 |
| Instrument | 210007341 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE VA |
| Property Address | 415 CORNWALL DR, RUTHER GLEN, VA 22546-1129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BROKERS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 1407258 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 1407/258 |
| Instrument | 200005326 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE VA |
| Property Address | 415 CORNWALL DR, RUTHER GLEN, VA 22546-1129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BROKERS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 1413188 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 1413/188 |
| Instrument | 200005975 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Apr 7, 2017 |
| Property Address | 415 CORNWALL DR, RUTHER GLEN, VA 22546-1129 |
| Document Number | 1262657 |
| Book / Page | 001262 / 000657 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 1570 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, REPUBLIC NAT'L TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 CORNWALL DR RUTHER GLEN VA 225461129, RUTHER GLEN, VA 22546-1129 |
| Document Number | 1262660 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 001262/000660 |
| Instrument | 1571 |
| Name | CAPITAL CTR |
|---|---|
| Type | Funding / Finance Company |
| Address | GLEN ALLEN, VA 23060 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 6, 2047 |
Source: Caroline County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,350.00 (-99.25%) | $405,100 (-) Land $55,000 Building $350,100 | |
| 2025 | $311,927.00 | $405,100 Land $55,000 Building $350,100 | $405,100 (-) Land $55,000 Building $350,100 |
| 2024 | $405,100 Land $55,000 Building $350,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LAND`OR private · serves 4,818 people · EPA ID VA6033450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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