403 Copperfield Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 403 Copperfield Ct, Saint Charles, MO 63301 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,364 sqft · built 2019
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on File
Last Sale	$261,438 (Oct 2019)
Tax Bill	$4,908 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`T200500020`

Property Details

APN / Parcel Number

Primary APN	`T200500020`
Alternative APN	`5-116B-C745-00-0049.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Basement Area	1,360 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick
Lot Area	4,879 sqft (0.112 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T200500020
Street Address	403 COPPERFIELD CT
City	SAINT CHARLES
State	MO
Zip	63301-4931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTOWNE PL #2 LOT 49
Legal Range	05E
Legal Township	47N
Legal Subdivision	CHARLESTOWNE PL #2
Legal Lot Number	49
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2000
Census Tract	310201

Owner

Source: St. Charles County records · APN T200500020

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	403 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage NEW AMERICAN FNDG
Oct 29, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jul 29, 2019	Warranty Deed, Transfer · Line of Credit ST LOUIS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Jul 29, 2019
Deed Document Number	0007171678
Deed Book / Page	7171 / 678
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	403 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931
Document Number	0000001900
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 COPPERFIELD CT ST CHARLES MO 633014931, ST CHARLES, MO 63301-4931

Mortgage

Document Number	0000001900
Date	Jan 07, 2021
Instrument	1900

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 06, 2036

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 29, 2019
Property Address	403 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931
Document Number	0071710678
Book / Page	7171 / 0678
Map Reference	MB 50 PG 206
Instrument Date	Oct 25, 2019
Instrument	20191029000610360
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 09, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	695 TRADE CENTER BLVD # BLVD200, 695, CHESTERFIELD, MO 63005-1228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931

Mortgage

Document Number	20191029000610370
Date	Oct 29, 2019
Instrument	20191029000610370

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 29, 2019
Property Address	403 COPPERFIELD CT, SAINT CHARLES, MO 63301-4931
Document Number	0071130832
Book / Page	7113 / 0832
Map Reference	MB 50 PG 206
Instrument Date	Jul 26, 2019
Instrument	20190729000390260
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	ARCHER LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 TRADE CENTER BLVD STE 200, 200, CHESTERFIELD, MO 63005-1276

Mortgage

Document Number	20190729000390270
Date	Jul 29, 2019
Instrument	20190729000390270

Lender

Name	ST LOUIS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,908.00	$58,822 (+1.72%)	$309,590 (+1.72%) Land $64,751 Building $244,839
2023		$57,825
2022			$304,342 Land $58,334 Building $246,008

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833102012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 81 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 265 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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