St. Charles County property record for 315 Copperfield Ct, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,336 sqft · built 2019 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,900 (Oct 2021) |
| Tax Bill | $3,967 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T200500023 |
| Primary APN | T200500023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,336 sqft Living Area |
| Gross Area | 2,724 sqft |
| 1st Floor Area | 1,364 sqft |
| Basement Area | 1,360 sqft |
| Finished Basement | 972 sqft |
| Unfinished Basement | 388 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 5,001 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T200500023 |
|---|---|
| Street Address | 315 COPPERFIELD CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLESTOWNE PL #2 LOT 238 |
| Legal Subdivision | CHARLESTOWNE PL #2 |
| Legal Lot Number | 238 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 310201 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 COPPERFIELD CT, SAINT CHARLES, MO 63301-4929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on Record |
| Deed Sale | Oct 28, 2021 · Amount on Record |
| Prior Sale | Apr 8, 2019 · Amount on Record |
| Deed Document Number | 202189172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 28, 2021 |
| Property Address | 315 COPPERFIELD CT, SAINT CHARLES, MO 63301-4929 |
| Document Number | 0000089172 |
| Map Reference | MB 50 PG 206 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 2021R-089172 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 4, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 695 TRADE CENTER BLVD, 695, CHESTERFIELD, MO 63005-1228 |
| Name | Verified Name |
|---|---|
| Address | 315 COPPERFIELD CT, SAINT CHARLES, MO 63301-4929 |
| Document Number | 0000089173 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021R-089173 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,823 (-52.54%) | $151,701 (-52.54%) Land $64,751 Building $86,950 | |
| 2025 | $3,967.00 | $60,737 (-11.72%) | $319,670 (-11.72%) Land $64,751 Building $254,919 |
| 2023 | $68,804 | ||
| 2022 | $362,128 Land $58,334 Building $303,794 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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