Kane County property record for 403 Congdon Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,140 sqft · built 1950 |
| Lot Size | 0.147 acres (6,423 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Aug 2008) |
| Tax Bill | $6,118 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-134-001 |
| Primary APN | 06-12-134-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 6,423 sqft (0.147 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 403 CONGDON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & CHURCHS 2ND ADDN EXCEPT EAST 54 FT LOT 10 BLOCK 3 |
| Legal Subdivision | GROTE&CHURCHS 2ND ADDN |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6010 |
| Census Tract | 850800 |
403 Congdon Ave is owned and occupied by an individual who bought it in August 2008.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 CONGDON AVE, ELGIN, IL 60120-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2008 · Amount on File |
| Deed Sale | Aug 28, 2008 · Amount on File |
| Deed Document Number | 200868518 |
| Prior Transfer Date | Jun 14, 2004 |
| Prior Transfer Doc | 0000088517 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 403 Congdon Ave was $6,118 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,118.00 Homeowner's exemption | $88,198 (+8.57%) Land $18,275 Building $69,923 | $264,700 (+8.57%) Land $54,847 Building $209,853 |
| 2024 | $81,236 Land $16,832 Building $64,404 | $243,806 Land $50,516 Building $193,289 | |
| 2022 | $5,282.00 (+4.68%) Homeowner's exemption | $66,919 (+6.96%) Land $13,865 Building $53,054 | $200,757 (+6.96%) Land $41,595 Building $159,162 |
| 2021 | $5,046.00 Homeowner's exemption | $62,565 Land $12,963 Building $49,602 | $187,695 Land $38,889 Building $148,806 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 403 Congdon Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 403 Congdon Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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