384 Congdon Ave, Elgin, IL 60120 Property Records

Kane County property record for 384 Congdon Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,206 sqft · built 1930
Lot Size0.15 acres (6,542 sqft)
Owner2 Individual Names on Record
Last Sale$204,000 (Feb 2022)
Tax Bill$5,769 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-12-129-019

Property Details

APN / Parcel Number

Primary APN06-12-129-019

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,206 sqft Living Area
Gross Area1,809 sqft
Basement Area603 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Lot Area6,542 sqft (0.15 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address384 CONGDON AVE
CityELGIN
StateIL
Zip60120-2402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH PARK ADDN EAST 49.56 FT WEST 249.80 FT SOUTH 132 FT LOT B
Legal SubdivisionNORTH PARK ADDN
Legal Block6
Legal Lot NumberB
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6012
Census Tract850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address384 CONGDON AVE, ELGIN, IL 60120-2402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2022 · Amount on Record
Deed SaleFeb 3, 2022 · Amount on Record
Prior SaleDec 2, 2013 · Amount on Record
Deed Document Number20226831
Prior Transfer DateOct 10, 2002
Prior Transfer Doc0000059670
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 3, 2022
Property Address384 CONGDON AVE, ELGIN, IL 60120-2402
Document Number0000006831
Instrument DateSep 29, 2021
Instrument2022K006831
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$204.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address384 CONGDON AVE, ELGIN, IL 60120-2402

Mortgage

Document Number0000006832
DateFeb 3, 2022
Instrument2022K006832
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,769.00 (+15.82%) Homeowner's exemption$83,620 (+8.57%) Land $17,149 Building $66,471$250,960 (+8.57%) Land $51,468 Building $199,493
2024$77,019 (+21.39%) Land $15,795 Building $61,224$231,149 (+21.44%) Land $47,404 Building $183,745
2022$4,981.00 (+4.73%) Homeowner's exemption$63,446 (+6.96%) Land $13,012 Building $50,434$190,338 (+6.96%) Land $39,036 Building $151,302
2021$4,756.00 Homeowner's exemption$59,317 Land $12,165 Building $47,152$177,951 Land $36,495 Building $141,456

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Congdon Ave

Nearby Streets

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