Ray County property record for 403 Chestnut St, Richmond, MO 64085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,778 sqft · built 1920 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $914 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-09-31-01-011-024.000 |
| Primary APN | 10-09-31-01-011-024.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| Basement Area | 1,046 sqft |
| Unfinished Basement | 1,046 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 105 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 403 CHESTNUT ST |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL LOT 13 BLOCK D RICHMOND FAIRVIEW ADDITION |
| Legal Range | 27 |
| Legal Township | 52 |
| Legal Section | 31 |
| Legal Subdivision | FAIRVIEW ADDITION |
| Legal Block | D |
| Legal Lot Number | 13 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 80202 |
403 Chestnut St is owned and occupied by an individual.
Source: Ray County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 CHESTNUT ST, RICHMOND, MO 64085-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 403 Chestnut St was $914, up 10.5% from the year before.
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Municipality | Richmond City |
| Unified School District | Richmond R-XVI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,870 (+0.23%) | $67,730 (+0.22%) | |
| 2025 | $914.00 (+10.52%) | $12,840 (+10.5%) Land $1,570 Building $11,270 | $67,580 Land $8,250 Building $59,330 |
| 2024 | $827.00 | $11,620 Land $1,570 Building $10,050 | |
| 2023 | $61,160 Land $8,250 Building $52,910 | ||
| 2022 | $761.00 | $10,730 Land $1,430 Building $9,300 | |
| 2021 | $56,430 Land $7,500 Building $48,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 403 Chestnut St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND PWS serves 5,797 people · EPA ID MO1010685 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Oct 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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