Ray County property record for 409 Chestnut St, Richmond, MO 64085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,004 sqft · built 1993 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,420 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-09-31-01-011-026.001 |
| Primary APN | 10-09-31-01-011-026.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,004 sqft Living Area |
| Basement Area | 1,004 sqft |
| Unfinished Basement | 1,004 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 409 CHESTNUT ST |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL LOT 10 BLOCK D RICHMOND FAIRVIEW ADDITION |
| Legal Range | 27 |
| Legal Township | 52 |
| Legal Section | 31 |
| Legal Subdivision | FAIRVIEW ADDITION |
| Legal Block | D |
| Legal Lot Number | 10 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 80202 |
409 Chestnut St is owned and occupied by an individual.
Source: Ray County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 CHESTNUT ST, RICHMOND, MO 64085-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 409 Chestnut St was $1,420, up 5.3% from the year before.
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Municipality | Richmond City |
| Unified School District | Richmond R-XVI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,940 (-) | $104,950 (-) | |
| 2025 | $1,420.00 (+5.26%) | $19,940 (+5.22%) Land $1,570 Building $18,370 | $104,950 Land $8,250 Building $96,700 |
| 2024 | $1,349.00 | $18,950 Land $1,570 Building $17,380 | |
| 2023 | $99,700 Land $8,250 Building $91,450 | ||
| 2022 | $1,231.00 | $17,360 Land $1,430 Building $15,930 | |
| 2021 | $91,330 Land $7,500 Building $83,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 Chestnut St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND PWS serves 5,797 people · EPA ID MO1010685 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Oct 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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