403 Cherry Ct, Richlands, NC 28574 Property Records

Onslow County property record for 403 Cherry Ct, Richlands, NC 28574 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,357 sqft · built 2000
Lot Size	0.298 acres (12,994 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Feb 2019)
Tax Bill	$1,102 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47A-112`

Property Details

APN / Parcel Number

Primary APN	`47A-112`
Alternative APNs	`447671000` `049883`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,357 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,994 sqft (0.298 acres)
Lot Dimensions	183 ft deep x 71 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	447671000
Street Address	403 CHERRY CT
City	RICHLANDS
State	NC
Zip	28574-8303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L34 S3 CHERRYBROOKE
Legal Subdivision	CHERRYBROOKS SEC 111
Legal Lot Number	34
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1010
Census Tract	204

Owner

Source: Onslow County records · APN 47A-112

Assessment roll updated August 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	403 CHERRY CT, RICHLANDS, NC 28574-8303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 04, 2020	Deed of Trust, Mortgage · VA Mortgage ALPHA MORTGAGE CORP
Feb 19, 2019	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Deed Book / Page	4899 / 302
Prior Transfer Date	Feb 15, 2008
Prior Transfer Doc	0030230133
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	403 CHERRY CT, RICHLANDS, NC 28574-8303
Transaction Type	Mortgage
Record Updated	Jul 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059900258
Date	Jun 28, 2023
Book Page	5990/258

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	403 CHERRY CT, RICHLANDS, NC 28574-8303
Transaction Type	Mortgage
Record Updated	May 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051570457
Date	May 04, 2020
Book Page	5157/457

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 19, 2019
Property Address	403 CHERRY CT, RICHLANDS, NC 28574-8303
Document Number	0048990302
Book / Page	4899 / 302
Map Reference	MB38 PG110 SL K-336
Instrument Date	Feb 07, 2019
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CHERRY CT, RICHLANDS, NC 28574-8303

Mortgage

Document Number	0004899306
Date	Feb 19, 2019
Instrument	4899/306

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,102.00	$168,331 (-) Land $40,000 Building $128,331	$168,331 (-) Land $40,000 Building $128,331
2023	$1,102.00	$168,331 Land $40,000 Building $128,331	$168,331 Land $40,000 Building $128,331

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330002041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018, rainfall accumulation, Hurricane Florence

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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