402 Cherry Ct, Richlands, NC 28574 Property Records

Onslow County property record for 402 Cherry Ct, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 2000
Lot Size	0.364 acres (15,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (Apr 2022)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47A-116`

Property Details

APN / Parcel Number

Primary APN	`47A-116`
Alternative APNs	`484183000` `049958`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,865 sqft (0.364 acres)
Lot Dimensions	167 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	484183000
Street Address	402 CHERRY CT
City	RICHLANDS
State	NC
Zip	28574-8303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L38 S3 CHERRYBROOKE
Legal Subdivision	CHERRYBROOKS SEC 111
Legal Lot Number	38
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1010
Census Tract	204

Owner

Source: Onslow County records, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 CHERRY CT, RICHLANDS, NC 28574-8303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 20, 2017	Deed of Trust, Mortgage · VA Mortgage 360 MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	May 7, 2021 · Amount on Record
Deed Book / Page	5724 / 119
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 6, 2022
Property Address	402 CHERRY CT, RICHLANDS, NC 28574-8303
Document Number	0057240119
Book / Page	5724 / 119
Map Reference	MB 38 PG 110
Instrument Date	Mar 25, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CHERRY CT, RICHLANDS, NC 28574-8303

Mortgage

Document Number	0005724123
Date	Apr 6, 2022
Instrument	5724/123

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 7, 2021
Property Address	402 CHERRY CT, RICHLANDS, NC 28574-8303
Document Number	0054560203
Book / Page	5456 / 203
Map Reference	MB 38 PG 110
Instrument Date	Mar 2, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CHERRY CT, RICHLANDS, NC 28574-8303

Mortgage

Document Number	0005456206
Date	May 7, 2021
Instrument	5456/206

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	402 CHERRY CT, RICHLANDS, NC 28574-8303
Document Number	0045920358
Book / Page	004592 / 000358
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 CHERRY CT RICHLANDS NC 285748303, RICHLANDS, NC 28574-8303

Mortgage

Document Number	0045920358
Date	Mar 23, 2017
Book Page	004592/000358

Lender

Name	360 MTG
Type	Mortgage Company
Address	AUSTIN, TX 78726

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00	$157,848 (-) Land $40,000 Building $117,848	$157,848 (-) Land $40,000 Building $117,848
2023	$1,033.00	$157,848 Land $40,000 Building $117,848	$157,848 Land $40,000 Building $117,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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