Stafford County property record for 403 Chamonix Dr, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,600 sqft · built 1979 |
| Lot Size | 2.5 acres (109,127 sqft) |
| Owner | Company Name on File |
| Last Sale | $505,000 (Jan 2022) |
| Tax Bill | $4,304 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 54S-4-163 |
| Primary APN | 54S-4-163 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Living Area |
| Basement Area | 1,204 sqft |
| Finished Basement | 903 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 109,127 sqft (2.5 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 312 sqft |
| Patio Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 36241 |
|---|---|
| Old Parcel Number | 054S 4 163 |
| Street Address | 403 CHAMONIX DR |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 163&163R 109127 SQFT SEC 4 CLEARVIEW HEIGHTS |
| Legal Subdivision | CLEARVIEW HEIGHTS SEC 04 |
| Legal Lot Number | 163 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | FALMOUTH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10404 |
403 Chamonix Dr is owned by a company that bought it in January 2022 and is owner-occupied.
Source: Stafford County records, as of November 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 403 CHAMONIX DR, FREDERICKSBURG, VA 22405-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING CORPORATION |
| Aug 24, 2021 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on File |
| Deed Sale | Jan 31, 2022 · Amount on File |
| Deed Document Number | 220002196 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Jan 31, 2022 |
| Property Address | 403 CHAMONIX DR, FREDERICKSBURG, VA 22405-2029 |
| Document Number | 0220002196 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 220002196 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 CHAMONIX DR, FREDERICKSBURG, VA 22405-2029 |
| Document Number | 0220002197 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 220002197 |
| Name | AMERICAN FINANCING CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 403 CHAMONIX DR, FREDERICKSBURG, VA 22405-2029 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210028779 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 210028779 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 403 Chamonix Dr was $4,304.
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,304.00 | $459,500 Land $130,000 Building $329,500 | $459,500 Land $130,000 Building $329,500 |
| 2023 | $3,646.00 | $385,900 Land $130,000 Building $255,900 | $385,900 Land $130,000 Building $255,900 |
| 2021 | $3,215.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Chamonix Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Chamonix Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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