402 Chamonix Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 402 Chamonix Dr, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,946 sqft · built 1981
Lot Size	0.588 acres (25,639 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (May 2021)
Tax Bill	$4,809 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54S-4-162`

Property Details

APN / Parcel Number

Primary APN	`54S-4-162`
Alternative APNs	`054S 4 162` `36240`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,946 sqft Living Area
Basement Area	1,746 sqft
Finished Basement	500 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Colonial
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,639 sqft (0.588 acres)
Garage Type	Basement
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	252 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	36240
Old Parcel Number	054S 4 162
Street Address	402 CHAMONIX DR
City	FREDERICKSBURG
State	VA
Zip	22405-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 162 SEC 4 25641 SQFT CLEARVIEW HEIGHTS
Legal Subdivision	CLEARVIEW HEIGHTS SEC 04
Legal Lot Number	162
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	3
Census Block	3013
Census Tract	10404

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	402 CHAMONIX DR, FREDERICKSBURG, VA 22405-2030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BK/VA
Aug 22, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Jul 13, 2012 · Amount on Record
Deed Document Number	210014974
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	May 3, 2021
Property Address	402 CHAMONIX DR, FREDERICKSBURG, VA 22405-2030
Document Number	210014974
Instrument Date	Apr 22, 2021
Instrument	210014974
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	MARTIN TITLE AND SETTLEMENT SERVICES, MARTIN TITLE & STLMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CHAMONIX DR, FREDERICKSBURG, VA 22405-2030

Mortgage

Document Number	210014975
Date	May 3, 2021
Instrument	210014975

Lender

Name	FIRST HERITAGE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	402 CHAMONIX DR, FREDERICKSBURG, VA 22405-2030
Document Number	200011318
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CHAMONIX DR FREDERICKSBURG VA 224052030, FREDERICKSBURG, VA 22405-2030

Mortgage

Document Number	200011318
Date	May 26, 2020
Instrument	11318

Lender

Name	FREEDOM BK/VA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2035

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	402 CHAMONIX DR, FREDERICKSBURG, VA 22405-2030
Document Number	180018361
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180018361
Date	Oct 31, 2018
Instrument	18361

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 30, 2058

Interest

Rate Type	Adjustable Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,809.00 (+12.99%)	$513,500 (+14.01%) Land $125,000 Building $388,500	$513,500 (+14.01%) Land $125,000 Building $388,500
2023	$4,256.00 (+32.21%)	$450,400 Land $125,000 Building $325,400	$450,400 Land $125,000 Building $325,400
2021	$3,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile.

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