403 Bucks Dr, Vincent, AL 35178 Property Records

St. Clair County property record for 403 Bucks Dr, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,600 sqft · built 2003
Lot Size	1.87 acres (81,457 sqft)
Owner	Individual Name on File
Last Sale	$97,500 (Sep 2023)
Tax Bill	$671 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-08-28-0-002-010.000`

Property Details

APN / Parcel Number

Primary APN	`31-08-28-0-002-010.000`
Alternative APNs	`00511360` `511360` `36055`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,600 sqft Living Area
1st Floor Area	2,600 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	81,457 sqft (1.87 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00511360
Street Address	403 BUCKS DR
City	VINCENT
State	AL
Zip	35178-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A RESURVEY OF LOTS 59-62 T D TREADWELL & C E HOLLIS SD 28-18-3
Legal Range	03E
Legal Township	18S
Legal Section	28
Legal Subdivision	TREADWELL & C E HOLLIS S/D
Legal Lot Number	A,59-62
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1045
Census Tract	40213

Owner

403 Bucks Dr is owned and occupied by an individual who bought it in September 2023.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	403 BUCKS DR, VINCENT, AL 35178-9011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU
Sep 18, 2023	Intrafamily Transfer, Transfer
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Sep 26, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Mar 15, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Mar 15, 2018 · Amount on File
Deed Book / Page	2023 / 11014
Prior Transfer Date	Mar 8, 2018
Prior Transfer Doc	0000002655
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	403 BUCKS DR, VINCENT, AL 35178-9011
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BUCKS DR, VINCENT, AL 35178-9011

Mortgage

Document Number	0000011402
Date	Mar 20, 2026
Book Page	MTG2026/11402

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union
Address	1200 4TH AVE N, BIRMINGHAM, AL 35203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Apr 4, 2036

Interest

Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	Sep 18, 2023
Property Address	403 BUCKS DR, VINCENT, AL 35178-9011
Document Number	0000011014
Book / Page	DEED 2023 / 11014
Map Reference	MB 2002 PG12SLA107/3
Instrument Date	Sep 14, 2023
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 BUCKS DR, VINCENT, AL 35178-9011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 BUCKS DR, VINCENT, AL 35178-9011

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	403 BUCKS DR, VINCENT, AL 35178-9011
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010783
Date	Feb 16, 2021
Book Page	MTG 2021/10783

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	403 BUCKS DR, VINCENT, AL 35178-9011
Document Number	0000040233
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 BUCKS DR VINCENT AL 351789011, VINCENT, AL 35178-9011

Mortgage

Document Number	0000040233
Date	Oct 15, 2019
Instrument	40233

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Mar 15, 2018
Property Address	403 BUCKS DR, VINCENT, AL 35178-9011
Document Number	0000002655
Instrument Date	Mar 8, 2018
Instrument	2655
Transaction Type	Transfer
Record Updated	May 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 BUCKS DR VINCENT AL 351789011, VINCENT, AL 35178-9011

Mortgage

Document Number	7975
Date	Mar 15, 2018
Instrument	7975

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 403 Bucks Dr was $671 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$671.00	$19,980	$199,610
2023		$39,962 (+129.64%) Land $8,820 Building $31,142	$199,810 (+14.82%) Land $44,100 Building $155,710
2022	$578.00 Homeowner's exemption	$17,402 Land $4,680 Building $12,722	$174,020 Land $46,800 Building $127,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Bucks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Bucks Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coosa Valley Technologies Fiber	1,000 / 1,000

May also be available: Sparklight.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bucks Dr

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