400 Bucks Dr, Vincent, AL 35178 Property Records

St. Clair County property record for 400 Bucks Dr, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	672 sqft · built 1963
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Oct 2022)
Tax Bill	$200 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-08-28-0-002-008.000`

Property Details

APN / Parcel Number

Primary APN	`31-08-28-0-002-008.000`
Alternative APNs	`00064348` `503006` `36052`

Interior

Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00064348
Street Address	400 BUCKS DR
City	VINCENT
State	AL
Zip	35178-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 T D TREADWELL JR & C E HOLLIS SD 28-18-3
Legal Range	03E
Legal Township	18S
Legal Section	28
Legal Subdivision	TREADWELL JR & C E HOLLIS S/D
Legal Lot Number	66
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1046
Census Tract	40213

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 BUCKS DR, VINCENT, AL 35178-9010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage HERITAGE SOUTH CU
Jul 3, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Book / Page	2022 / 14248
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Oct 5, 2022
Property Address	400 BUCKS DR, VINCENT, AL 35178-9010
Document Number	0000014248
Book / Page	DEED 2022 / 14248
Map Reference	MB 2018 PG 7743-7744
Instrument Date	Oct 3, 2022
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 BUCKS LN, 201, VINCENT, AL 35178-9018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 BUCKS DR, VINCENT, AL 35178-9010

Mortgage

Document Number	MTG202249320
Date	Oct 5, 2022
Instrument	MTG 2022/49320

Lender

Name	HERITAGE SOUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Oct 3, 2027
Change Frequency	5 Years
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jul 3, 2018
Property Address	400 BUCKS DR, VINCENT, AL 35178-9010
Document Number	0000007743
Instrument Date	Jul 2, 2018
Instrument	7743
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 BUCKS LN VINCENT AL 351789018, VINCENT, AL 35178-9018

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$200.00 (+15.61%)	$6,160 (-61.56%)	$61,590 (-23.13%)
2024	$173.00 (-69.54%)
2023		$16,024 Land $5,880 Building $10,144	$80,120 Land $29,400 Building $50,720
2022	$568.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coosa Valley Technologies Fiber	1,000 / 1,000

May also be available: Sparklight.

Cell Coverage

5G and 4G LTE (outdoors only)

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