San Luis Obispo County property record for 403 Beech St, Arroyo Grande, CA 93420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,896 sqft · built 1949 |
| Lot Size | 0.206 acres (8,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,100,000 (Apr 2026) |
| Tax Bill | $7,983 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-282-020 |
| Primary APN | 077-282-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Wood |
| Lot Area | 8,960 sqft (0.206 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 403 BEECH ST |
|---|---|
| City | ARROYO GRANDE |
| State | CA |
| Zip | 93420-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | CY AG TR 45 BL 3 LT 20 |
| Legal Subdivision | TRACT 45 |
| Legal Tract | 45 |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11904 |
Source: San Luis Obispo County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 BEECH ST, ARROYO GRANDE, CA 93420-3812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| May 15, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Apr 17, 2026 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jun 23, 2020 | Quit Claim Deed, Transfer WESTMINISTER TITLE |
| May 6, 2019 | Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | May 6, 2019 · Amount on Record |
| Deed Document Number | 202611760 |
| Prior Transfer Date | Sep 9, 2014 |
| Prior Transfer Doc | 0000037475 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 403 BEECH ST, ARROYO GRANDE, CA 93420-3812 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | PROROVIDENCE TITLE COMPANY, PROVIDENT TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 403 BEECH ST, ARROYO GRANDE, CA 93420-3812 |
| Document Number | 0000065526 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021065526 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 403 BEECH ST, ARROYO GRANDE, CA 93420-3812 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATIONAL LENDER SE |
| Name | Verified Name |
|---|---|
| Address | 403 BEECH ST, ARROYO GRANDE, CA 93420-3812 |
| Document Number | 0000013231 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023013231 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 17, 2026 |
| Property Address | 403 BEECH ST, ARROYO GRANDE, CA 93420-3812 |
| Document Number | 0000011760 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202611760 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $122,210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 403 BEECH ST, ARROYO GRANDE, CA 93420-3812 |
| Document Number | 0000011761, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 202611761 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 403 BEECH ST, ARROYO GRANDE, CA 93420-3812 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000048333 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 2019048333 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 23, 2020 |
| Property Address | 403 BEECH ST, ARROYO GRANDE, CA 93420-3812 |
| Document Number | 0000031052 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 31052 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2020 |
| Title Company | WESTMINISTER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 403 BEECH ST ARROYO GRANDE CA 934203812, ARROYO GRANDE, CA 93420-3812 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 6, 2019 |
| Property Address | 403 BEECH ST, ARROYO GRANDE, CA 93420-3812 |
| Document Number | 0000016591 |
| Map Reference | MB 5 PG 68 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 2019016591 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FNT SOUTH COUNTY COAST CTR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 403 BEECH ST, ARROYO GRANDE, CA 93420-3812 |
| Document Number | 0000016592 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 2019016592 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: San Luis Obispo County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | California |
| Municipality | Arroyo Grande City |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,983.00 (+3.25%) | $747,393 (+4.04%) Land $334,654 Building $412,739 |
| 2024 | $7,732.00 (+1.18%) | |
| 2023 | $7,642.00 (+1.53%) | $718,373 Land $321,660 Building $396,713 |
| 2022 | $7,527.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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