403 Bailey St, Valley, AL 36854 Property Records

Chambers County property record for 403 Bailey St, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,168 sqft · built 1923
Lot Size	0.265 acres (11,544 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jan 2026)
Tax Bill	$691 (2026)
Deeds & Mortgages	Mar 2010 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-17-06-24-3-014-013.000`

Property Details

APN / Parcel Number

Primary APN	`12-17-06-24-3-014-013.000`
Alternative APNs	`1706243014013000` `445895`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,544 sqft (0.265 acres)
Lot Dimensions	148 ft deep x 78 ft wide
Garage Type	Mixed
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	300 sqft
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	445895
Street Address	403 BAILEY ST
City	VALLEY
State	AL
Zip	36854-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 18FAIRFAX MILL VILLAGEM.B. 3 PG. 26-28IN SE1/4 OF SW1/4.S24 T21N R28ECITY OF VALLEY
Legal Range	28
Legal Township	21
Legal Section	24
Legal Subdivision	FAIRFAX MILL VILLAGE
Legal Block	18
Legal Lot Number	13
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3013
Census Tract	954700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fairfax Historic District listed 1999 · 377 contributing resources · NRIS 99001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

403 Bailey St is owned by two individuals who bought it in January 2026.

Source: Chambers County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 REHOBETH RD, VALLEY, AL 36854-4662
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2010	Deed of Trust, Mortgage · Conventional Mortgage AUBURN BANK
Jan 6, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 24, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on File
Deed Sale	Jan 6, 2026 · Amount on File
Prior Sale	May 24, 2019 · Amount on File
Deed Document Number	202651
Record Updated	Oct 29, 2026

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	403 BAILEY ST, VALLEY, AL 36854-4818
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020100912
Date	Mar 22, 2010
Instrument	2010-0912

Lender

Name	AUBURN BANK
Address	AUBURN, AL 36831

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2040

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jan 6, 2026
Property Address	403 BAILEY ST, VALLEY, AL 36854-4818
Document Number	0002026/51
Book / Page	2026 / 51
Map Reference	MB 3 PG 26
Instrument Date	Dec 22, 2025
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 HORNBEAM DR, GRIFFIN, GA 30223-2266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 REHOBETH RD, VALLEY, AL 36854-4662

Mortgage

Document Number	0000202652
Date	Jan 6, 2026
Instrument	2026/52

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	May 24, 2019
Property Address	403 BAILEY ST, VALLEY, AL 36854-4818
Document Number	02019/2326
Book / Page	2019 / 2326
Instrument Date	May 14, 2019
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 W RICHLAND CIR, AUBURN, AL 36832-5428

Tax Assessment & Valuation

The 2026 property tax bill for 403 Bailey St was $691, up 7% from the year before.

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$691.00 (+6.97%)
2025	$646.00 (+6.95%)	$18,968 (+33.39%) Land $2,940 Building $16,028	$94,840 (+33.5%) Land $14,700 Building $80,140
2024	$604.00 (-9.17%)	$14,220 (-9.2%) Land $960 Building $13,260	$71,040 (-9.24%) Land $4,760 Building $66,280
2023	$665.00 (+3.1%)	$15,660 (+3.16%) Land $960 Building $14,700	$78,270 (+3.18%) Land $4,760 Building $73,510
2022	$645.00	$15,180 Land $960 Building $14,220	$75,860 Land $4,760 Building $71,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Bailey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Bailey St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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