411 Bailey St, Valley, AL 36854 Property Records

Chambers County property record for 411 Bailey St, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1926
Lot Size	0.236 acres (10,296 sqft)
Owner	Individual on Record
Last Sale	$6,100,000 (Jun 2015)
Tax Bill	$593 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-17-06-24-4-003-064.000`

Property Details

APN / Parcel Number

Primary APN	`12-17-06-24-4-003-064.000`
Alternative APNs	`1706244003064000` `412885`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,296 sqft (0.236 acres)
Lot Dimensions	156 ft deep x 66 ft wide
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	412885
Street Address	411 BAILEY ST
City	VALLEY
State	AL
Zip	36854-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLOCK 18FAIRFAX MILL VILLAGEM.B. 3 PG. 26-28IN SW1/4 OF SE1/4 &IN SE1/4 OF SW1/4.S24 T21N R28ECITY OF VALLEY
Legal Range	28
Legal Township	21
Legal Section	24
Legal Subdivision	THE FAIR FAX MILL VILLAGE
Legal Block	18
Legal Lot Number	17
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	3
Census Block	3013
Census Tract	954700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fairfax Historic District listed 1999 · 377 contributing resources · NRIS 99001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chambers County assessment roll, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1111 COUNTY ROAD 452, LANETT, AL 36863-5415
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 3, 2020	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2015 · Amount on Record
Deed Sale	Jun 5, 2015 · Amount on Record
Deed Document Number	20151972
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	411 BAILEY ST, VALLEY, AL 36854-4818
Transaction Type	Mortgage
Record Updated	Dec 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 BAILEY ST, VALLEY, AL 36854-4818

Mortgage

Document Number	02022/2435
Date	May 16, 2022
Book Page	2022/2435

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Jun 1, 2045

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	411 BAILEY ST, VALLEY, AL 36854-4818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 BAILEY ST, VALLEY, AL 36854-4818

Mortgage

Document Number	2020/3497
Date	Sep 3, 2020
Book Page	2020/3497

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$593.00 (+6.85%)	$17,412 (+33.32%) Land $2,660 Building $14,752	$87,060 (+33.24%) Land $13,300 Building $73,760
2024	$555.00 (-9.31%)	$13,060 (-9.31%) Land $860 Building $12,200	$65,340 (-9.25%) Land $4,330 Building $61,010
2023	$612.00 (+3.2%)	$14,400 (+3.15%) Land $860 Building $13,540	$72,000 (+3.18%) Land $4,330 Building $67,670
2022	$593.00	$13,960 Land $860 Building $13,100	$69,780 Land $4,330 Building $65,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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