403 Arden Dr, Jefferson City, MO 65109 Property Records

Cole County property record for 403 Arden Dr, Jefferson City, MO 65109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,035 sqft · built 1959
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$198,340 (Dec 2022)
Tax Bill	$2,311 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`10-03-08-0002-003-013`

Property Details

APN / Parcel Number

Primary APN	`10-03-08-0002-003-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,035 sqft Living Area
1st Floor Area	2,035 sqft
Basement Area	1,526 sqft
Finished Basement	1,526 sqft
Unfinished Basement	1,775 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	201 ft deep x 240 ft wide
Garage Type	Basement
Garage Area	2,400 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	403 ARDEN DR
City	JEFFERSON CITY
State	MO
Zip	65109-0252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTLER LOTS 18 & 19
Legal Range	12W
Legal Township	44N
Legal Section	08
Legal Subdivision	DISTLER
Legal Lot Number	18-19
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1001
Census Tract	10801

Owner

403 Arden Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Cole County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 ARDEN DR, JEFFERSON CITY, MO 65109-0252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 6, 2017	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 15, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Dec 23, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DAS ACQUISITION
Dec 23, 2022	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Feb 15, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Nov 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2022 · Amount on File
Deed Sale	Dec 23, 2022 · Amount on File
Prior Sale	Nov 16, 2017
Deed Document Number	202212234
Deed Book / Page	746 / 284
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	403 ARDEN DR, JEFFERSON CITY, MO 65109-0252
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000717/177
Date	Oct 23, 2020
Book Page	717/177
Instrument	202012068

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	403 ARDEN DR, JEFFERSON CITY, MO 65109-0252
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000682/427
Date	Nov 6, 2017
Book Page	682/427
Instrument	201711220

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2046

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	403 ARDEN DR, JEFFERSON CITY, MO 65109-0252
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000695/718
Date	Feb 15, 2019
Book Page	695/718

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	403 ARDEN DR, JEFFERSON CITY, MO 65109-0252
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000746/286
Date	Dec 23, 2022
Book Page	746/286
Instrument	202212236

Lender

Name	DAS ACQUISITION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2033

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Dec 23, 2022
Property Address	403 ARDEN DR, JEFFERSON CITY, MO 65109-0252
Document Number	000746/284
Book / Page	746 / 284
Instrument Date	Dec 21, 2022
Instrument	202212234
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 ARDEN DR, JEFFERSON CITY, MO 65109-0252

Mortgage

Document Number	000746/285
Date	Dec 23, 2022
Book Page	746/285
Instrument	202212235

Lender

Name	DAS ACQUISITION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	403 ARDEN DR, JEFFERSON CITY, MO 65109-0252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	695/718
Date	Feb 15, 2019
Book Page	695/718

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Nov 16, 2017
Property Address	403 ARDEN DR, JEFFERSON CITY, MO 65109-0252
Document Number	000682/426
Book / Page	682 / 426
Instrument Date	Nov 14, 2017
Instrument	201711219
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 ARDEN DR, JEFFERSON CITY, MO 65109-0252

Tax Assessment & Valuation

The 2025 property tax bill for 403 Arden Dr was $2,311.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,430 (-) Land $6,080 Building $34,350
2025	$2,311.00	$40,430 Land $6,080 Building $34,350	$212,800 Land $32,000 Building $180,800
2023		$36,480 (+31.51%) Land $6,080 Building $30,400	$192,000 Land $32,000 Building $160,000
2022	$1,587.00 (-0.56%)	$27,740 Building $27,740
2021	$1,596.00		$146,000 Land $32,000 Building $114,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Arden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Arden Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 1 serves 16,548 people · EPA ID MO3024159
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Brightspeed, Optimum.

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