326 Arden Dr, Jefferson City, MO 65109 Property Records

Cole County property record for 326 Arden Dr, Jefferson City, MO 65109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1963
Lot Size	0.373 acres (16,248 sqft)
Owner	Individual Name on File
Last Sale	$166,300 (May 2017)
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-03-08-0002-003-018`

Property Details

APN / Parcel Number

Primary APN	`10-03-08-0002-003-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Unfinished Basement	1,260 sqft
Game Room	Game Room

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	16,248 sqft (0.373 acres)
Lot Dimensions	169 ft deep x 100 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	326 ARDEN DR
City	JEFFERSON CITY
State	MO
Zip	65109-0210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTLER LOT 4
Legal Range	12W
Legal Township	44N
Legal Section	08
Legal Subdivision	DISTLER
Legal Lot Number	4
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1003
Census Tract	10801

Owner

326 Arden Dr is owned and occupied by an individual who bought it in May 2017.

Source: Cole County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	326 ARDEN DR, JEFFERSON CITY, MO 65109-0210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage HOUSING & URBAN DEVELOPMENT
Apr 14, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
May 25, 2017	Deed of Trust, Mortgage PROVIDENCE BANK
May 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2017 · Amount on File
Deed Sale	May 25, 2017 · Amount on File
Deed Document Number	20174876
Deed Book / Page	676 / 850
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	326 ARDEN DR, JEFFERSON CITY, MO 65109-0210
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000750/228
Date	Jun 1, 2023
Book Page	750/228
Instrument	202304034

Lender

Name	HOUSING & URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount on Record
Term	288 Months
Due	Jun 1, 2047

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	326 ARDEN DR, JEFFERSON CITY, MO 65109-0210
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000738/248
Date	Apr 14, 2022
Book Page	738/248
Instrument	202203552

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	326 ARDEN DR, JEFFERSON CITY, MO 65109-0210
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201704877
Date	May 25, 2017
Instrument	201704877

Lender

Name	PROVIDENCE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	344 Months
Due	Jan 1, 2046

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	May 25, 2017
Property Address	326 ARDEN DR, JEFFERSON CITY, MO 65109-0210
Document Number	000676/850
Book / Page	676 / 850
Instrument Date	May 24, 2017
Instrument	201704876
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 ARDEN DR, JEFFERSON CITY, MO 65109-0210

Tax Assessment & Valuation

The 2025 property tax bill for 326 Arden Dr was $1,667.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,170 (-) Land $3,040 Building $26,130
2025	$1,667.00	$29,170 Land $3,040 Building $26,130	$153,500 Land $16,000 Building $137,500
2023		$25,920 Building $25,920	$136,400 Land $16,000 Building $120,400
2022	$1,483.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 326 Arden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 326 Arden Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 1 serves 16,548 people · EPA ID MO3024159
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Brightspeed, Optimum.

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