403 Alpha St, Phillipsburg, NJ 08865 Property Records

Warren County and Alpha Borough property record for 403 Alpha St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,368 sqft · built 1992
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,939 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-00052-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`02-00052-0000-00002`
Alternative APN	`020005200002`

Interior

Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Street Address	403 ALPHA ST
City	PHILLIPSBURG
State	NJ
Zip	08865-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	INCL LOTS 494 & 495
Legal Subdivision	ALPHA
Legal Block	52
Legal Lot Number	2
Jurisdiction	WARREN NJ
Township / Civil Division	ALPHA
Census Block Group	1
Census Block	1030
Census Tract	32400

Owner

Source: Warren County and Alpha Borough records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 ALPHA ST, PHILLIPSBURG, NJ 08865-4327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 30, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 14, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
May 23, 2019	Grant Deed, Transfer · FHA Mortgage WEICHERT FIN'L
Dec 28, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021
Deed Sale	Jun 14, 2021
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	2021554501
Deed Book / Page	3167 / 304
Prior Transfer Date	Aug 18, 2020
Prior Transfer Doc	003167/304
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	403 ALPHA ST, PHILLIPSBURG, NJ 08865-4327
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007105/192
Date	May 19, 2021
Book Page	7105/192
Instrument	2021-553025

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	403 ALPHA ST, PHILLIPSBURG, NJ 08865-4327
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007474/215
Date	May 30, 2023
Book Page	7474/215
Instrument	2023-592500

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN NJ
Recording Date	Jun 14, 2021
Property Address	403 ALPHA ST, PHILLIPSBURG, NJ 08865-4327
Document Number	003167/304
Book / Page	3167 / 304
Instrument Date	Aug 18, 2020
Instrument	2021-554501
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 ALPHA ST, ALPHA, NJ 08865-4327

Mortgage

Document Number	2021554502
Date	Jun 14, 2021
Instrument	2021-554502

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	38 Months
Due	Aug 1, 2024

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	May 23, 2019
Property Address	403 ALPHA ST, PHILLIPSBURG, NJ 08865-4327
Document Number	0000510358
Book / Page	002962 / 000104
Instrument Date	Apr 26, 2019
Instrument	510358
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	KENWORTH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 ALPHA ST ALPHA NJ 088654327, ALPHA, NJ 08865-4327

Mortgage

Document Number	510359
Date	May 23, 2019
Book Page	006707/000228
Instrument	510359

Lender

Name	WEICHERT FIN'L
Type	Funding / Finance Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Dec 28, 2018
Property Address	403 ALPHA ST, PHILLIPSBURG, NJ 08865-4327
Document Number	0000503732
Book / Page	002924 / 000315
Instrument Date	Dec 3, 2018
Instrument	503732
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$373.86
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	6011 CONNECTION DR #5TH IRVING TX 750392607, 5TH, IRVING, TX 75039-2607

Tax Assessment & Valuation

Source: Warren County and Alpha Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
Municipality	Alpha Borough
County	Warren County
Unified School District	Alpha Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,100 (-) Land $64,900 Building $134,200	$199,100 (-) Land $64,900 Building $134,200
2025	$6,939.00 (-4.36%)	$199,100 (-) Land $64,900 Building $134,200	$199,100 (-) Land $64,900 Building $134,200
2024	$7,255.00 (+7.75%)
2023		$199,100 (-) Land $64,900 Building $134,200	$199,100 (-) Land $64,900 Building $134,200
2022	$6,733.00	$199,100 Land $64,900 Building $134,200	$199,100 Land $64,900 Building $134,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	19 (1979–2011)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA MUNICIPAL WATER WORKS serves 2,530 people · EPA ID NJ2102001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV, Xfinity.

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