224 Alpha St, Phillipsburg, NJ 08865 Property Records

Warren County and Alpha Borough property record for 224 Alpha St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	2,154 sqft · built 1940
Lot Size	0.185 acres (8,050 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Oct 2026)
Tax Bill	$7,273 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00045-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`02-00045-0000-00010`
Alternative APN	`020004500010`

Interior

Stories	2 Stories
Building Area	2,154 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Frame
Construction Type	Frame
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	224 ALPHA ST
City	PHILLIPSBURG
State	NJ
Zip	08865-4326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	45
Legal Lot Number	10
Jurisdiction	WARREN NJ
Township / Civil Division	ALPHA
Census Block Group	1
Census Block	1026
Census Tract	32400

Owner

224 Alpha St is owned and occupied by two individuals who bought it in October 2026.

Source: Warren County and Alpha Borough records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	224 ALPHA ST, PHILLIPSBURG, NJ 08865-4326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed, Transfer · FHA Mortgage BANKERS FINANCIAL MORTGAGE
Sep 11, 2019	Grant Deed, Transfer · FHA Mortgage ABSOLUTE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	Sep 11, 2019 · Amount on File
Deed Document Number	2026642628
Deed Book / Page	3602 / 291
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Oct 1, 2026
Property Address	224 ALPHA ST, PHILLIPSBURG, NJ 08865-4326
Document Number	0000642628
Book / Page	3602 / 291
Instrument Date	Aug 27, 2026
Instrument	2026642628
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,460.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 ALPHA ST, PHILLIPSBURG, NJ 08865-4326

Mortgage

Document Number	0000642629,
Date	Oct 1, 2026
Instrument	2026642629

Lender

Name	BANKERS FINANCIAL MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 11, 2019
Property Address	224 ALPHA ST, PHILLIPSBURG, NJ 08865-4326
Document Number	0000516133
Book / Page	002994 / 000178
Instrument Date	May 21, 2019
Instrument	516133
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	NEW JERSEY LAND TITLE INSURANCE RATI, NEW JERSEY LAND TITLE INS RATI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 ALPHA ST ALPHA NJ 088654326, ALPHA, NJ 08865-4326

Mortgage

Document Number	516134
Date	Sep 11, 2019
Book Page	006754/000111
Instrument	516134

Lender

Name	ABSOLUTE HM MTG
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 224 Alpha St was $7,273, down 4.4% from the year before.

Source: Warren County and Alpha Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
Municipality	Alpha Borough
County	Warren County
Unified School District	Alpha Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,700 (-) Land $66,300 Building $142,400	$208,700 (-) Land $66,300 Building $142,400
2025	$7,273.00 (-4.37%)	$208,700 Land $66,300 Building $142,400	$208,700 Land $66,300 Building $142,400
2024	$7,605.00
2023		$208,700 Land $66,300 Building $142,400	$208,700 Land $66,300 Building $142,400
2022	$7,058.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 224 Alpha St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	19 (1979–2011)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Alpha St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA MUNICIPAL WATER WORKS serves 2,530 people · EPA ID NJ2102001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV, Xfinity.

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