Rowan County property record for 403 8th St, Spencer, NC 28159 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,104 sqft Living Area |
| Lot Size | 17,000 sqft (0.39 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $35,000 (2020) |
| Tax Bill | $588.00 (2025) |
| Primary APN | 031 062 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,104 sqft Living Area |
| 1st Floor | 1,104 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding Exterior |
| Lot Area | 17,000 sqft (0.39 acres) |
| Depth X Width | 170 ft x 100 ft Depth x Width |
| Shed | 1 Shed |
|---|---|
| Shed Area | 144 sqft Shed |
| Porch | 1 Porch |
| Porch Area | 190 sqft Porch |
| Canopy Area | 240 sqft Canopy |
| Street Address | 403 8TH ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2033 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L4-5 BLK 76 ELIZABETH B. HENDERSON & MARY E. VANDEREFORD |
| Legal Block | 76 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 4 |
| Census Block | 4024 |
| Census Tract | 50700 |
Source: Rowan County records · APN 031 062
Assessment roll updated August 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 8TH ST, SPENCER, NC 28159-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING |
| Mar 27, 2026 | Warranty Deed, Transfer |
| Sep 29, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on Record |
| Deed Sale | Sep 29, 2020 · Amount on Record |
| Prior Sale | Dec 23, 2011 · Amount on Record |
| Deed Book / Page | 1357 / 568 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Aug 11, 2026 |
| Property Address | 403 8TH ST, SPENCER, NC 28159-2033 |
| Document Number | 1488000838 |
| Book / Page | 1488 / 838 |
| Instrument Date | Jul 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 403 8TH ST, SPENCER, NC 28159-2033 |
| Document Number | 1488000838, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 1488/838 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 31, 2046 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 27, 2026 |
| Property Address | 403 8TH ST, SPENCER, NC 28159-2033 |
| Document Number | 0014790913 |
| Book / Page | 1479 / 913 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 MAUPIN AVE, SALISBURY, NC 28144-6321 |
| Name | Verified Name |
|---|---|
| Address | 403 8TH ST, SPENCER, NC 28159-2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Sep 29, 2020 |
| Property Address | 403 8TH ST, SPENCER, NC 28159-2033 |
| Document Number | 0013570568 |
| Book / Page | 001357 / 000568 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 WELDER ST EAST SPENCER NC 281440034, EAST SPENCER, NC 28144-0034 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $588.00 | $52,087 (-) Land $25,000 Building $27,087 | |
| 2023 | $588.00 | $52,087 Land $25,000 Building $27,087 | $52,087 Land $25,000 Building $27,087 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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