Rowan County property record for 401 8th St, Spencer, NC 28159
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,352 sqft · built 1925 |
| Lot Size | 0.2 acres (8,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,500 (Jul 2026) |
| Tax Bill | $1,779 (2026) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031 063 |
| Primary APN | 031 063 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,352 sqft Living Area |
| 1st Floor Area | 1,782 sqft |
| Basement Area | 463 sqft |
| Unfinished Basement | 463 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,500 sqft (0.2 acres) |
| Lot Dimensions | 170 ft deep x 50 ft wide |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 348 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 401 8TH ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8:SINGLE |
| Legal Description | L6 BLK 76 ELIZABETH B. HENDERSON & MARY E. VANDERFORD |
| Legal Subdivision | HENDERSON & VANDERFORD SE |
| Legal Block | 76 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 50700 |
401 8th St is owned by two individuals who bought it in July 2026.
Source: Rowan County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6209 W 4TH ST, RIO LINDA, CA 95673-4026 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 24, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 23, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 23, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2026 · Amount on File |
| Deed Sale | Jul 24, 2026 · Amount on File |
| Prior Sale | Jul 23, 2026 · Amount on File |
| Deed Book / Page | 1487 / 684 |
| Prior Transfer Date | Apr 26, 2010 |
| Prior Transfer Doc | 0011610221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 24, 2026 |
| Property Address | 401 8TH ST, SPENCER, NC 28159-2033 |
| Document Number | 1487000684 |
| Book / Page | 1487 / 684 |
| Instrument Date | Jul 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $27,573.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6209 W 4TH ST, RIO LINDA, CA 95673-4026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 23, 2026 |
| Property Address | 401 8TH ST, SPENCER, NC 28159-2033 |
| Document Number | 1487000678 |
| Book / Page | 1487 / 678 |
| Instrument Date | Jul 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $24,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | IRVING, TX 75039 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 23, 2026 |
| Property Address | 401 8TH ST, SPENCER, NC 28159-2033 |
| Document Number | 1487000669 |
| Book / Page | 1487 / 669 |
| Instrument Date | Jul 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $20,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
The 2026 property tax bill for 401 8th St was $1,779.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,779.00 | $157,440 (-) Land $12,500 Building $144,940 | $157,440 Land $12,500 Building $144,940 |
| 2025 | $1,779.00 | $157,440 Land $12,500 Building $144,940 | |
| 2023 | $1,779.00 | $157,440 Land $12,500 Building $144,940 | $157,440 Land $12,500 Building $144,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 8th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 8th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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