St. Louis County property record for 328 7th St S, Virginia, MN 55792
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4 bd · 2.75 ba · 2,397 sqft · built 1910 |
| Lot Size | 0.137 acres (5,997 sqft) |
| Owner | Individual Name on File |
| Last Sale | $66,900 (Mar 2015) |
| Tax Bill | $2,236 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0030-06240 |
| Primary APN | 090-0030-06240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,397 sqft Gross Area |
| 1st Floor Area | 1,422 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,997 sqft (0.137 acres) |
| Garage Area | 528 sqft |
| Deck Area | 192 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 893846 |
|---|---|
| Street Address | 328 7TH ST S |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-2746 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOTS 13 AND 14 SERIAL # |
| Legal Subdivision | VIRGINIA SECOND ADDITION |
| Legal Block | 96 |
| Legal Lot Number | 13-14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 13100 |
Source: St. Louis County records · APN 090-0030-06240
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 328 7TH ST S, VIRGINIA, MN 55792-2746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTHRIDGE COMMUNITY CU |
| Apr 02, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF BUHL |
| Apr 15, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/BUHL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2015 · Amount on Record |
| Deed Sale | Mar 12, 2015 · Amount on Record |
| Prior Sale | Jul 28, 2003 · Amount on Record |
| Deed Document Number | 20151256655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 328 7TH ST S, VIRGINIA, MN 55792-2746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 328 7TH ST S, VIRGINIA, MN 55792-2746 |
| Document Number | 0001528448 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 1528448 |
| Name | NORTHRIDGE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | HOYT LAKES, MN 55750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 328 7TH ST S, VIRGINIA, MN 55792-2746 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 328 7TH ST S, VIRGINIA, MN 55792-2746 |
| Document Number | 0001409054 |
|---|---|
| Date | Apr 02, 2021 |
| Instrument | 1409054 |
| Name | FIRST NATIONAL BANK OF BUHL |
|---|---|
| Type | Bank |
| Address | VIRGINIA, MN 55792 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Feb 21, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 328 7TH ST S, VIRGINIA, MN 55792-2746 |
| Document Number | 00A1381143 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 328 7TH ST S VIRGINIA MN 557922746, VIRGINIA, MN 55792-2746 |
| Document Number | 00A1381143 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | A1381143 |
| Name | FIRST NAT'L BK/BUHL |
|---|---|
| Type | Bank |
| Address | MOUNTAIN IRON, MN 55768 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 31, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,236.00 (+18.18%) Homeowner's exemption | ||
| 2025 | $1,892.00 (+158.47%) Homeowner's exemption | $167,500 (+11.07%) Land $6,700 Building $160,800 | $167,500 (+11.07%) Land $6,700 Building $160,800 |
| 2024 | $732.00 | $150,800 (+108.58%) Land $5,700 Building $145,100 | $150,800 (+108.58%) Land $5,700 Building $145,100 |
| 2022 | $72,300 Land $5,000 Building $67,300 | $72,300 Land $5,000 Building $67,300 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fixed Wireless · Fiber in parts of the area | 2,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Consolidated Telephone Company, Verizon.
Based on FCC filings for 710 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Virginia serves 8,361 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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