4029 Morgan Rd, Sumas, WA 98295 Property Records

Whatcom County property record for 4029 Morgan Rd, Sumas, WA 98295

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,373 sqft · built 1914
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Mar 2018)
Tax Bill	$5,066 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`549803`

Property Details

APN / Parcel Number

Primary APN	`549803`
Alternative APNs	`400410 438380 0000` `183834`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,373 sqft Living Area
1st Floor Area	1,373 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1914
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	54,886 sqft (1.26 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	419 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	549803
Street Address	4029 MORGAN RD
City	SUMAS
State	WA
Zip	98295-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1 DEJONG MORGAN ROAD AGRICULTURAL SHORT PLAT AS REC AF 2017-1102519
Legal Range	04
Legal Township	40
Legal Section	10
Legal Subdivision	DEJONG MORGAN ROAD AGRICULTURAL SHORT PL
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2002
Census Tract	10201

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4029 MORGAN RD, SUMAS, WA 98295-8804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Mar 16, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Mar 16, 2018	Quit Claim Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	2018-0301698
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4029 MORGAN RD, SUMAS, WA 98295-8804
Document Number	2201202340
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4029 MORGAN RD SUMAS WA 982958804, SUMAS, WA 98295-8804

Mortgage

Document Number	2201202340
Date	Dec 14, 2020
Instrument	1202340

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4029 MORGAN RD, SUMAS, WA 98295-8804
Document Number	2190802312
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4029 MORGAN RD SUMAS WA 982958804, SUMAS, WA 98295-8804

Mortgage

Document Number	2190802312
Date	Aug 19, 2019
Instrument	802312

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 16, 2018
Property Address	4029 MORGAN RD, SUMAS, WA 98295-8804
Document Number	2180301698
Instrument Date	Mar 12, 2018
Instrument	301698
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,303.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4029 MORGAN RD SUMAS WA 982958804, SUMAS, WA 98295-8804

Mortgage

Document Number	2180301700
Date	Mar 16, 2018
Instrument	301700

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 16, 2018
Property Address	4029 MORGAN RD, SUMAS, WA 98295-8804
Document Number	2180301699
Instrument Date	Mar 12, 2018
Instrument	301699
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4029 MORGAN RD SUMAS WA 982958804, SUMAS, WA 98295-8804

Mortgage

Document Number	2180301700
Date	Mar 16, 2018
Instrument	301700

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,066.00 (+51.54%)	$546,503 (+34.71%) Land $225,230 Building $321,273	$546,503 (+34.71%) Land $225,230 Building $321,273
2022		$405,678 Land $167,641 Building $238,037	$405,678 Land $167,641 Building $238,037
2021	$3,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	60 (2015–2025)
Claims Outside the SFHA	24 of 60
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMAS RURAL WATER ASSOCIATION private · serves 612 people · EPA ID WA5384850
Water Source	Purchased groundwater from SUMAS WATER DEPT
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	10 / 1

May also be available: Pogozone powered by Neubeam.

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