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4028 Southern Vista Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4028 Southern Vista Loop, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,746 sqft · built 2022
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on File
Last Sale$340,000 (Sep 2025)
Tax Bill$6,053 (2025)
Deeds & MortgagesSep 2025 Sale
Sep 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN132630066300010020

Property Details

APN / Parcel Number

Primary APN132630066300010020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,746 sqft Heated Area
Gross Area2,374 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished

Exterior Amenities

PorchOpen Porch
Porch Area44 sqft
Deck Area238 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4028 SOUTHERN VISTA LOOP
CitySAINT CLOUD
StateFL
Zip34772-6874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES PH 5 PB 31 PGS 133-139 LOT 2
Legal Phase5
Legal Lot Number2
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43303

Owner

4028 Southern Vista Loop is owned by a company that bought it in September 2025.

Source: Osceola County records, as of December 11, 2025

Owner of RecordCompany Name on File
Mailing Address5822 24TH ST E, BRADENTON, FL 34203-5027
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 29, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 13, 2022Special Warranty Deed, Subdivision Related Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2025 · Amount on File
Deed SaleSep 29, 2025 · Amount on File
Prior SaleSep 29, 2025 · Amount on File
Deed Document Number2025118961
Deed Book / Page6854 / 1700
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 29, 2025
Property Address4028 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6874
Document Number0068541700
Book / Page6854 / 1700
Map ReferenceMB 31 PG 133-139
Instrument DateSep 24, 2025
Instrument2025118961
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$2,380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1830 W BROWARD BLVD, FORT LAUDERDALE, FL 33312-1550

Transferred To (Grantee/Buyer)

NameVerified Name
Address5822 24TH ST E, BRADENTON, FL 34203-5027

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 29, 2025
Property Address4028 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6874
Document Number0068541698
Book / Page6854 / 1698
Map ReferenceMB 31 PG 133-139
Instrument DateSep 23, 2025
Instrument2025118960
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1002 DOWN RESERVE CT, WINDERMERE, FL 34786-8428

Transferred To (Grantee/Buyer)

NameVerified Name
Address1830 W BROWARD BLVD, FORT LAUDERDALE, FL 33312-1550
InvestorPossibly a Property Investor

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 13, 2022
Property Address4028 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6874
Document Number0062842983
Book / Page6284 / 2983
Map ReferenceMB 31 PG 133-139
Instrument DateSep 12, 2022
Instrument2022139147
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
Tax$3,074.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

NameVerified Name
Address4028 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6874

Tax Assessment & Valuation

The 2025 property tax bill for 4028 Southern Vista Loop was $6,053, up 40.1% from the year before.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,053.00 (+40.15%)$338,000 (+18.89%) Land $75,000 Building $263,000$338,000 (-4.44%) Land $75,000 Building $263,000
2024$4,319.00 (+4.02%) Homeowner's exemption$284,305 (+4.17%)$353,700 (+2.94%) Land $70,000 Building $283,700
2023$4,152.00 (+412.59%) Homeowner's exemption$272,913 (+506.47%)$343,600 (+663.56%) Land $60,000 Building $283,600
2022$810.00$45,000 Land $45,000$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4028 Southern Vista Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 133 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4028 Southern Vista Loop is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

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