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4012 Southern Vista Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4012 Southern Vista Loop, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,864 sqft · built 2023
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Nov 2023)
Tax Bill$5,194 (2025)
Deeds & MortgagesNov 2023 Sale
Flood ZoneZone X (minimal risk)
APN132630066400010160

Property Details

APN / Parcel Number

Primary APN132630066400010160

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,864 sqft Heated Area
Gross Area2,390 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4012 SOUTHERN VISTA LOOP
CitySAINT CLOUD
StateFL
Zip34772-6874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES PH 4 PB 30 PGS 155-158 LOT 16
Legal SubdivisionSOUTHERN PINES PHS 4 TAYLOR MORRISON HOM
Legal Phase4
Legal Lot Number16
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 132630066400010160

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4012 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6874
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2023 · Amount on Record
Deed SaleNov 13, 2023 · Amount on Record
Deed Document Number2023149030
Deed Book / Page6503 / 2972
Record UpdatedJun 08, 2026

November 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 13, 2023
Property Address4012 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6874
Document Number0065032972
Book / Page6503 / 2972
Map ReferenceMB 30 PG 155-158
Instrument DateNov 09, 2023
Instrument2023149030
Transaction TypeTransfer
Record UpdatedDec 06, 2023
Title CompanyINSPIRED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$2,730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

NameVerified Name
Address4012 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6874

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,194.00 (+447.31%) Homeowner's exemption$333,100 (+455.17%) Land $75,000 Building $258,100$333,100 (+455.17%) Land $75,000 Building $258,100
2023$949.00 (+17.16%)$60,000 (+33.33%) Land $60,000$60,000 (+33.33%) Land $60,000
2022$810.00$45,000 Land $45,000$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 330 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 260 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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