4028 Main St, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4028 Main St, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,364 sqft · built 1985
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$325,000 (Dec 2015)
Tax Bill	$4,608 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`244-0242-015-0000`

Property Details

APN / Parcel Number

Primary APN	`244-0242-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,364 sqft Living Area
1st Floor Area	2,124 sqft
Basement Area	487 sqft
Finished Basement	487 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4028 MAIN ST
City	FAIR OAKS
State	CA
Zip	95628-7521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5 (NPA)
Legal Description	POR OF LOT 9 BLK 45 FAIR OAKS CITY DESC AS BEG ATNW COR OF SD LOT 9, TH FR SD POB N58%2919E ALONGN LINE OF SD LOT 9, 108 FT,
Legal Subdivision	FAIR OAKS CITY
Legal Block	45
Legal Lot Number	9
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4031
Census Tract	8009

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4028 MAIN ST, FAIR OAKS, CA 95628-7521
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Apr 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2015 · Amount on Record
Deed Sale	Dec 4, 2015 · Amount on Record
Prior Sale	Dec 23, 2003 · Amount on Record
Deed Book / Page	20151204 / 837
Prior Transfer Date	Mar 11, 2013
Prior Transfer Doc	0000001187
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4028 MAIN ST, FAIR OAKS, CA 95628-7521
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 MAIN ST, FAIR OAKS, CA 95628-7521

Mortgage

Document Number	0000001164
Date	Apr 14, 2021
Instrument	202104141164

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2026
Property Address	4028 MAIN ST, FAIR OAKS, CA 95628-7521
Document Number	2026000396
Book / Page	20260406 / 396
Instrument Date	Mar 23, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4028 MAIN ST, FAIR OAKS, CA 95628-7521

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4028 MAIN ST, FAIR OAKS, CA 95628-7521
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 MAIN ST, FAIR OAKS, CA 95628-7521

Mortgage

Document Number	4140000001164
Date	Apr 14, 2021
Book Page	20210414/1164

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$392,422 (+2%) Land $150,931 Building $241,491
2025	$4,608.00 (+0.81%) Homeowner's exemption	$384,728 (+4.04%) Land $147,972 Building $236,756
2024	$4,571.00 (+3.02%)
2023	$4,437.00 (+0.43%) Homeowner's exemption	$369,790 Land $142,227 Building $227,563
2022	$4,418.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: GeoLinks, T-Mobile.

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