4026 Main St, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4026 Main St, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,309 sqft · built 2008
Lot Size	0.434 acres (18,905 sqft)
Owner	2 Company Names on Record
Last Sale	$649,000 (Mar 2017)
Tax Bill	$9,049 (2025)
Deeds & Mortgages	Sep 2023 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`244-0242-032-0000`

Property Details

APN / Parcel Number

Primary APN	`244-0242-032-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,309 sqft Living Area
1st Floor Area	2,309 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	18,905 sqft (0.434 acres)
Garage Area	915 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4026 MAIN ST
City	FAIR OAKS
State	CA
Zip	95628-7521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5 (NPA)
Legal Description	BROADLEY, LOT 2
Legal Subdivision	BROADLEY
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4031
Census Tract	8009

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4026 MAIN ST, FAIR OAKS, CA 95628-7521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Intrafamily Transfer, Transfer
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MTG CAP INC
Mar 6, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Deed Book / Page	20170306 / 787
Last Transfer Date	Aug 21, 2023
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 20, 2023
Property Address	4026 MAIN ST, FAIR OAKS, CA 95628-7521
Document Number	0000000340
Map Reference	MB 366 PG 6
Instrument Date	Aug 21, 2023
Instrument	202309200340
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4026 MAIN ST, FAIR OAKS, CA 95628-7521

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4026 MAIN ST, FAIR OAKS, CA 95628-7521
Document Number	2008180073
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4026 MAIN ST FAIR OAKS CA 956287521, FAIR OAKS, CA 95628-7521

Mortgage

Document Number	2008180073
Date	Aug 18, 2020
Instrument	2008180073

Lender

Name	E MTG CAP INC
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 6, 2017
Property Address	4026 MAIN ST, FAIR OAKS, CA 95628-7521
Document Number	3060000000787
Book / Page	20170306 / 0787
Map Reference	MB 366 PG 6
Instrument Date	Feb 27, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	STEWART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4026 MAIN ST, FAIR OAKS, CA 95628-7521

Mortgage

Document Number	201703060788
Date	Mar 6, 2017
Instrument	20170306/0788

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$768,277 (+2%) Land $230,481 Building $537,796
2025	$9,049.00 (+0.78%) Homeowner's exemption	$753,213 (+4.04%) Land $225,962 Building $527,251
2024	$8,979.00 (+2.02%)
2023	$8,801.00 (+0.36%)	$723,967 Land $217,189 Building $506,778
2022	$8,769.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: GeoLinks, T-Mobile.

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