4028 Ernest St, Jacksonville, FL 32205 Property Records

Duval County property record for 4028 Ernest St, Jacksonville, FL 32205

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,458 sqft · built 1939
Lot Size0.175 acres (7,601 sqft)
OwnerIndividual Name on File
Last Sale$278,600 (Jun 2021)
Tax Bill$3,047 (2025)
Deeds & MortgagesJun 2021 Sale
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN060481-0000

Property Details

APN / Parcel Number

Primary APN060481-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,458 sqft Living Area
Gross Area1,608 sqft
1st Floor Area1,150 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,601 sqft (0.175 acres)
Lot Dimensions101 ft deep x 75 ft wide
Garage Area285 sqft
Parking Spaces1 Parking Space
PorchEnclosed/Finished Porch
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4028 ERNEST ST
CityJACKSONVILLE
StateFL
Zip32205-5436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMD-A
Legal Description12-63 20-2S-26E R/P WINDLE PARK LOT 8, E1/2 LOT 7 BLK 3
Legal Range26E
Legal Township02S
Legal Section20
Legal SubdivisionWINDLE PARK R/P
Legal Block3
Legal Lot Number8,7
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group4
Census Block4011
Census Tract2502

Owner

Source: Duval County records · APN 060481-0000

Assessment roll updated June 3, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4028 ERNEST ST, JACKSONVILLE, FL 32205-5436
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Warranty Deed, Transfer
GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC
May 07, 2018Warranty Deed, Transfer
NAVY FCU
Aug 28, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2021 · Amount on Record
Deed SaleJun 25, 2021 · Amount on Record
Prior SaleMay 07, 2018 · Amount on Record
Deed Document Number2021156723
Deed Book / Page19775 / 695
Prior Transfer DateApr 12, 2016
Prior Transfer Doc0175830702
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJun 25, 2021
Property Address4028 ERNEST ST, JACKSONVILLE, FL 32205-5436
Document Number0197750695
Book / Page19775 / 695
Map ReferenceMB 12 PG 63
Instrument DateJun 07, 2021
Instrument2021156723
Transaction TypeTransfer
Record UpdatedJul 21, 2021
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$1,950.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4028 ERNEST ST, 4028, JACKSONVILLE, FL 32205-5436

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 CAROLWOOD LN, SAINT AUGUSTINE, FL 32086-4318

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMay 07, 2018
Property Address4028 ERNEST ST, JACKSONVILLE, FL 32205-5436
Document Number0183770766
Book / Page018377 / 000766
Instrument DateMay 03, 2018
Instrument107495
Transaction TypeTransfer
Record UpdatedMay 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,372.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4028 ERNEST ST JACKSONVILLE FL 322055436, JACKSONVILLE, FL 32205-5436

Mortgage

Document Number183770768
DateMay 07, 2018
Book Page018377/000768
Instrument107496
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueMay 06, 2048

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDUVAL FL
Recording DateAug 28, 2017
Property Address4028 ERNEST ST, JACKSONVILLE, FL 32205-5436
Document Number0181030277
Book / Page018103 / 000277
Instrument DateAug 14, 2017
Instrument200880
Transaction TypeForeclosure
Record UpdatedOct 06, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$559.00
Additional
  • Foreclosure Auction
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 ARRICOLA AVE ST AUGUSTINE FL 320804516, ST AUGUSTINE, FL 32080-4516

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$196,817 (+2.7%)$273,168 (+2.04%) Land $91,043 Building $182,125
2025$3,047.00 (+8.67%) Homeowner's exemption$191,643 (+5.99%)$267,712 (-3.5%) Land $90,112 Building $177,600
2024$2,804.00 (+3.05%)
2023$2,721.00 (-38.81%) Homeowner's exemption$180,818 (-27.29%)$277,414 (+11.55%) Land $90,112 Building $187,302
2022$4,447.00$248,692 Land $70,088 Building $178,604$248,692 Land $70,088 Building $178,604

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310025024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1992–2015)
Claims Outside the SFHA4 of 4
Most Recent ClaimNov 2015 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 448 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemJEA MAJOR GRID
serves 826,664 people
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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