Duval County property record for 4020 Ernest St, Jacksonville, FL 32205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 969 sqft · built 1940 |
| Lot Size | 0.117 acres (5,077 sqft) |
| Owner | Company Name on Record |
| Last Sale | $105,000 (Dec 2025) |
| Tax Bill | $2,434 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060483-0000 |
| Primary APN | 060483-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 969 sqft Living Area |
| Gross Area | 1,262 sqft |
| 1st Floor Area | 843 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,077 sqft (0.117 acres) |
| Lot Dimensions | 101 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4020 ERNEST ST |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32205-5436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMD-A |
| Legal Description | 12-63 20-2S-26E R/P WINDLE PARK LOT 10 BLK 3 |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | WINDLE PARK R/P |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 2502 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1640 SOLOMON ST, ORANGE PARK, FL 32073-4741 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FUTURE HOME LOANS |
| Dec 30, 2025 | Warranty Deed, Transfer · Commercial Mortgage 3 SHACKS CAPITAL PARTNERS LLC |
| Jan 19, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Jun 13, 2024 · Amount on Record |
| Deed Document Number | 2025294441 |
| Deed Book / Page | 21738 / 168 |
| Prior Transfer Date | Jul 12, 2007 |
| Prior Transfer Doc | 0141131001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 4020 ERNEST ST, JACKSONVILLE, FL 32205-5436 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1640 SOLOMON ST, ORANGE PARK, FL 32073-4741 |
| Investor | Possibly a Property Investor |
| Document Number | 0218450968 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 21845/968 |
| Instrument | 2026072601 |
| Name | FUTURE HOME LOANS |
|---|---|
| Type | Non-Lending Institution |
| Address | JACKSONVILLE BEACH, FL 32250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 1, 2066 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Dec 30, 2025 |
| Property Address | 4020 ERNEST ST, JACKSONVILLE, FL 32205-5436 |
| Document Number | 0217380168 |
| Book / Page | 21738 / 168 |
| Map Reference | MB 12 PG 63 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025294441 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4020 ERNEST ST, JACKSONVILLE, FL 32205-5436 |
| Name | Verified Name |
|---|---|
| Address | 1640 SOLOMON ST, ORANGE PARK, FL 32073-4741 |
| Document Number | 0021738170 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 21738/170 |
| Name | 3 SHACKS CAPITAL PARTNERS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jan 19, 2022 |
| Property Address | 4020 ERNEST ST, JACKSONVILLE, FL 32205-5436 |
| Document Number | 0201012081 |
| Book / Page | 20101 / 2081 |
| Map Reference | MB 12 PG 63 |
| Instrument Date | Jan 7, 2022 |
| Instrument | 2022014550 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | AMERICAS CHOICE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6274 BATTLEGATE RD, 6274, JACKSONVILLE, FL 32258-9423 |
| Name | Verified Name |
|---|---|
| Address | 4020 ERNEST ST, JACKSONVILLE, FL 32205-5436 |
| Document Number | 0201012083 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 20101/2083 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,939 (-7.46%) Land $49,788 Building $97,151 | $146,939 (-7.46%) Land $49,788 Building $97,151 | |
| 2025 | $2,434.00 (+5.87%) Homeowner's exemption | $158,784 (-0.57%) Land $60,075 Building $98,709 | $158,784 (-0.57%) Land $60,075 Building $98,709 |
| 2024 | $2,299.00 (-26.97%) Homeowner's exemption | $159,692 (-3.35%) Land $60,075 Building $99,617 | $159,692 (-3.35%) Land $60,075 Building $99,617 |
| 2023 | $3,148.00 (+43.81%) | $165,235 (+21.71%) Land $60,075 Building $105,160 | $165,235 (+21.71%) Land $60,075 Building $105,160 |
| 2022 | $2,189.00 | $135,766 Land $46,725 Building $89,041 | $135,766 Land $46,725 Building $89,041 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1992–2015) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Nov 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures