4027 Cunningham Farm Dr, Indian Trail, NC 28079 Property Records

Union County property record for 4027 Cunningham Farm Dr, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,500 (Nov 2025)
Tax Bill	$629 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-018-030`

Property Details

APN / Parcel Number

Primary APN	`07-018-030`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,276 sqft Living Area
1st Floor Area	926 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Brick
Lot Area	8,015 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4027 CUNNINGHAM FARM DR
City	INDIAN TRAIL
State	NC
Zip	28079-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SHEFFIELD PH1 MAP1 OPCS069-074
Legal Subdivision	SHEFFIELD PHASE 1, MAP 1
Legal Lot Number	5
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1018
Census Tract	20305

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4027 CUNNINGHAM FARM DR, INDIAN TRAIL, NC 28079-8909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Deed Document Number	202531460
Deed Book / Page	9255 / 214
Record Updated	Oct 29, 2026

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 26, 2025
Property Address	4027 CUNNINGHAM FARM DR, INDIAN TRAIL, NC 28079-8909
Document Number	0009255214
Book / Page	9255 / 214
Map Reference	CAB S PG 69-74
Instrument Date	Nov 24, 2025
Instrument	31460
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$859.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1916 AYRSLEY TOWN BLVD # BLVD110A, BLVD110A, CHARLOTTE, NC 28273-4397

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4027 CUNNINGHAM FARM DR, INDIAN TRAIL, NC 28079-8909

Mortgage

Document Number	0000031461
Date	Nov 26, 2025
Instrument	31461

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,500 (+379.45%) Land $97,300 Building $369,200	$466,500 (+379.45%) Land $97,300 Building $369,200
2025	$629.00	$97,300 Land $97,300	$97,300 Land $97,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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