Union County property record for 4023 Cunningham Farm Dr, Indian Trail, NC 28079
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $378,500 (Dec 2025) |
| Tax Bill | $629 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-018-029 |
| Primary APN | 07-018-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,427 sqft Living Area |
| 1st Floor Area | 1,427 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 6,621 sqft (0.152 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4023 CUNNINGHAM FARM DR |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-8909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 SHEFFIELD PH1 MAP1 OPCS069-074 |
| Legal Subdivision | SHEFFIELD SUBDIVISION PHASE 1 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 20305 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4023 CUNNINGHAM FARM DR, INDIAN TRAIL, NC 28079-8909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on Record |
| Deed Sale | Dec 8, 2025 · Amount on Record |
| Deed Document Number | 202532407 |
| Deed Book / Page | 9261 / 451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 8, 2025 |
| Property Address | 4023 CUNNINGHAM FARM DR, INDIAN TRAIL, NC 28079-8909 |
| Document Number | 0009261451 |
| Book / Page | 9261 / 451 |
| Map Reference | CAB S PG 69-74 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 32407 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $757.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1916 AYRSLEY TOWN BLVD # BLVD110A, BLVD110A, CHARLOTTE, NC 28273-4397 |
| Name | Verified Name |
|---|---|
| Address | 4023 CUNNINGHAM FARM DR, INDIAN TRAIL, NC 28079-8909 |
| Document Number | 0000032408 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 32408 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,400 (+284.79%) Land $97,300 Building $277,100 | $374,400 (+284.79%) Land $97,300 Building $277,100 | |
| 2025 | $629.00 | $97,300 Land $97,300 | $97,300 Land $97,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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