4026 Colorado St, Duluth, MN 55804 Property Records

St. Louis County property record for 4026 Colorado St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,906 sqft · built 1992
Lot Size	0.261 acres (11,376 sqft)
Owner	2 Individual Names on File
Last Sale	$659,900 (Jul 2026)
Tax Bill	$7,196 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3070-01825`

Property Details

APN / Parcel Number

Primary APN	`010-3070-01825`
Alternative APN	`1100718`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,906 sqft Gross Area
1st Floor Area	1,252 sqft
Basement Area	939 sqft
Finished Basement	939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	11,376 sqft (0.261 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	42 sqft
Deck Area	196 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1100718
Street Address	4026 COLORADO ST
City	DULUTH
State	MN
Zip	55804-1470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 31 FT OF LOT 6 & ALL OF LOT 7 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	131
Legal Lot Number	6-7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3005
Census Tract	600

Owner

4026 Colorado St is owned and occupied by two individuals who bought it in July 2026.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4026 COLORADO ST, DULUTH, MN 55804-1470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Dec 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 31, 2019	Warranty Deed, Transfer NORTH SHORE TITLE
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on File
Deed Sale	Jul 17, 2026 · Amount on File
Prior Sale	Jul 31, 2019 · Amount on File
Deed Document Number	20261103692
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	00T1032961
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 17, 2026
Property Address	4026 COLORADO ST, DULUTH, MN 55804-1470
Document Number	0001103692
Instrument Date	Jul 7, 2026
Instrument	20261103692
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219,944.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4026 COLORADO ST, DULUTH, MN 55804-1470

Mortgage

Document Number	0001103693,
Date	Jul 17, 2026
Instrument	20261103693

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 2, 2020
Property Address	4026 COLORADO ST, DULUTH, MN 55804-1470
Document Number	00T1032961
Instrument Date	Nov 23, 2020
Instrument	T1032961
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4026 COLORADO ST DULUTH MN 558041470, DULUTH, MN 55804-1470

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 31, 2019
Property Address	4026 COLORADO ST, DULUTH, MN 55804-1470
Document Number	00T1013032
Instrument Date	Jul 30, 2019
Instrument	T1013032
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Tax	$1,380.72
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4026 COLORADO ST DULUTH MN 558041470, DULUTH, MN 55804-1470

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4026 COLORADO ST, DULUTH, MN 55804-1470
Document Number	000T981668
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4026 COLORADO ST DULUTH MN 558041470, DULUTH, MN 55804-1470

Mortgage

Document Number	000T981668
Date	Feb 2, 2017
Instrument	T981668

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4026 Colorado St was $7,196 with a homeowner's exemption, up 7.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,196.00 (+7.6%) Homeowner's exemption
2025	$6,688.00 (+9.6%) Homeowner's exemption	$532,000 (+8.53%) Land $59,800 Building $472,200	$532,000 (+8.53%) Land $59,800 Building $472,200
2024	$6,102.00	$490,200 Land $57,700 Building $432,500	$490,200 Land $57,700 Building $432,500
2022		$396,300 Land $44,400 Building $351,900	$396,300 Land $44,400 Building $351,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4026 Colorado St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4026 Colorado St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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