4115 Colorado St, Duluth, MN 55804 Property Records

St. Louis County property record for 4115 Colorado St, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.25 ba · 1,236 sqft · built 1987
Lot Size0.061 acres (2,684 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Nov 2022)
Tax Bill$5,364 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Nov 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN010-3070-01980

Property Details

APN / Parcel Number

Primary APN010-3070-01980
Alternative APNs
  • 1120508
  • 1140933

Interior

Bedrooms4 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,236 sqft Gross Area
1st Floor Area1,236 sqft
Basement Area828 sqft
Finished Basement828 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area2,684 sqft (0.061 acres)
Garage Area440 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area20 sqft
Deck Area49 sqft
Storage Building12 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1140933
Street Address4115 COLORADO ST
CityDULUTH
StateMN
Zip55804-1406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 133 EX W 4.68 FT SERIAL #
Legal SubdivisionLONDON ADDITION TO DULUTH
Legal Block133
Legal Lot Number3
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3000
Census Tract600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4115 COLORADO ST, DULUTH, MN 55804-1406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Nov 8, 2021Warranty Deed, Transfer · Conventional Mortgage
FRANDSEN BANK & TRUST
Jan 27, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 14, 2017Grant Deed, Transfer · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2022 · Amount on Record
Deed SaleNov 29, 2022 · Amount on Record
Prior SaleNov 8, 2021 · Amount on Record
Deed Document Number20221063905
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 29, 2022
Property Address4115 COLORADO ST, DULUTH, MN 55804-1406
Document Number0001063905
Instrument DateNov 16, 2022
Instrument1063905
Transaction TypeTransfer
Record UpdatedDec 19, 2022
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,204.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4115 COLORADO ST, DULUTH, MN 55804-1406

Mortgage

Document Number0001063906
DateNov 29, 2022
Instrument1063906
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 8, 2021
Property Address4115 COLORADO ST, DULUTH, MN 55804-1406
Document Number0001049197
Instrument DateNov 1, 2021
Instrument1049197
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$999.90
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4115 COLORADO ST, DULUTH, MN 55804-1406

Mortgage

Document Number0001049200
DateNov 8, 2021
Instrument1049200
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJan 27, 2021
Property Address4115 COLORADO ST, DULUTH, MN 55804-1406
Document Number00T1035697
Instrument DateDec 11, 2020
InstrumentT1035697
Transaction TypeTransfer
Record UpdatedFeb 22, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4101 COLORADO ST DULUTH MN 558041406, DULUTH, MN 55804-1406

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateMar 14, 2017
Property Address4115 COLORADO ST, DULUTH, MN 55804-1406
Document Number000T982997
Instrument DateMar 10, 2017
InstrumentT982997
Transaction TypeTransfer
Record UpdatedJun 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$742.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4115 COLORADO ST DULUTH MN 558041406, DULUTH, MN 55804-1406

Mortgage

Document NumberT982998
DateMar 14, 2017
InstrumentT982998
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 13, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,364.00 (+7.32%) Homeowner's exemption
2025$4,998.00 (+1.3%) Homeowner's exemption$399,200 (+6.42%) Land $48,600 Building $350,600$399,200 (+6.42%) Land $48,600 Building $350,600
2024$4,934.00$375,100 (+14.15%) Land $46,900 Building $328,200$375,100 (+14.15%) Land $46,900 Building $328,200
2022$328,600 Land $36,700 Building $291,900$328,600 Land $36,700 Building $291,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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