Stearns County property record for 4026 Co Rd 74, Saint Cloud, MN 56301
| Property Type | Commercial |
|---|---|
| Details | 23,932 sqft · built 1996 |
| Lot Size | 10.2 acres (444,748 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $27,478 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-43622-0000 |
| Primary APN | 82-43622-0000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 23,932 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Metal |
| Roof Material | Metal |
| Lot Area | 444,748 sqft (10.2 acres) |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4026 COUNTY ROAD 74 |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-8806 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AG/C5 |
| Legal Description | 10.21 A. PT OF NE4 N OF I-94 & E OF HWY 15 OLD # 29.17701.000 SECTION 05 TOWNSHIP 123 RANGE 028 29.17701.000 SECTION 05 |
| Legal Range | 28W |
| Legal Township | 123 |
| Legal Section | 05 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 401 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 22442 43RD AVE, SAINT AUGUSTA, MN 56301-8729 |
| Owner Type | Company |
| Vesting | Partnership |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 5, 2026 |
| Property Address | 4026 COUNTY ROAD 74, SAINT CLOUD, MN 56301-8806 |
| Document Number | 0001714549 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 20261714549 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 22442 43RD AVE, SAINT AUGUSTA, MN 56301-8729 |
| Document Number | 0001714549, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20261714549 |
| Name | SENTRY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 4, 2031 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,478.00 (+15.39%) | $819,600 (-) Land $333,600 Building $486,000 | $819,600 (-) Land $333,600 Building $486,000 |
| 2025 | $819,600 (+6.37%) Land $333,600 Building $486,000 | $819,600 (+6.37%) Land $333,600 Building $486,000 | |
| 2024 | $23,814.00 (+10.56%) | ||
| 2023 | $21,540.00 | $770,500 Land $333,600 Building $436,900 | $770,500 Land $333,600 Building $436,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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