3872 Co Rd 74, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3872 Co Rd 74, Saint Cloud, MN 56301 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1943
Lot Size	11.3 acres (492,664 sqft)
Owner	Company Name on File
Tax Bill	$4,522 (2026)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-44152-0638`

Property Details

APN / Parcel Number

Primary APN	`82-44152-0638`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Aluminum/Vinyl
Lot Area	492,664 sqft (11.3 acres)
Lot Width	640 ft Width
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3872 COUNTY ROAD 74
City	SAINT CLOUD
State	MN
Zip	56301-8842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11.31 A THAT PART OF SE4, E'LY OF CO RD 74 LESS TRACTS SOLD OLD # 30.19105.000 SECTION 32 TOWNSHIP 124 RANGE 028 OLD #
Legal Range	28W
Legal Township	124
Legal Section	32
Legal Subdivision	METES AND BOUNDS DESC.
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	401

Owner

Source: Stearns County records · APN 82-44152-0638

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	22442 43RD AVE, SAINT AUGUSTA, MN 56301-8729
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Jun 05, 2026
Property Address	3872 COUNTY ROAD 74, SAINT CLOUD, MN 56301-8842
Document Number	0001714549
Instrument Date	Jun 04, 2026
Instrument	20261714549
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	22442 43RD AVE, SAINT AUGUSTA, MN 56301-8729

Mortgage

Document Number	0001714549,
Date	Jun 05, 2026
Instrument	20261714549

Lender

Name	SENTRY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 04, 2031

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,522.00 (+70.38%)	$253,500 (-) Land $65,000 Building $188,500	$253,500 (-) Land $65,000 Building $188,500
2025		$253,500 (+7.23%) Land $65,000 Building $188,500	$253,500 (+7.23%) Land $65,000 Building $188,500
2023	$2,654.00	$236,400 Land $100,000 Building $136,400	$236,400 Land $100,000 Building $136,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.