4025 Oak Tree Ln, Plainfield, IL 60586 Property Records

Will County property record for 4025 Oak Tree Ln, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,049 sqft · built 2000
Lot Size	0.261 acres (2,402 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Aug 2023)
Tax Bill	$3,422 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-27-402-083`

Property Details

APN / Parcel Number

Primary APN	`06-03-27-402-083`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,049 sqft Living Area
Basement Area	549 sqft
Unfinished Basement	549 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Roof Material	Shingle
Lot Area	2,402 sqft (0.261 acres)
Garage Type	Attached
Garage Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4025 OAK TREE LN
City	PLAINFIELD
State	IL
Zip	60586-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 128 IN OLD OAKS UNIT 2 PUD, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC. 27, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	27
Legal Subdivision	OLD OAKS UNIT 2
Legal Lot Number	128
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1031
Census Tract	880417

Owner

Source: Will County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4025 OAK TREE LN, PLAINFIELD, IL 60586-5012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Feb 5, 2018	Warranty Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Feb 5, 2018 · Amount on Record
Deed Document Number	202343701
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 24, 2023
Property Address	4025 OAK TREE LN, PLAINFIELD, IL 60586-5012
Document Number	0000043701
Map Reference	DOC R99-94728
Instrument Date	Aug 7, 2023
Instrument	R2023043701
Transaction Type	Transfer
Record Updated	Sep 6, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4025 OAK TREE LN, PLAINFIELD, IL 60586-5012

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4025 OAK TREE LN, PLAINFIELD, IL 60586-5012

Mortgage

Document Number	0000043702
Date	Aug 24, 2023
Instrument	R2023043702

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate	6.12%

Mortgage

Document Number	0000043703
Date	Aug 24, 2023
Instrument	R2023043703

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 5, 2018
Property Address	4025 OAK TREE LN, PLAINFIELD, IL 60586-5012
Document Number	0000009003
Instrument Date	Jan 5, 2018
Instrument	9003
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$209.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7513 FORDHAM LN PLAINFIELD IL 605864151, PLAINFIELD, IL 60586-4151

Mortgage

Document Number	9004
Date	Feb 5, 2018
Instrument	9004

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Mortgage

Document Number	9005,
Date	Feb 5, 2018
Instrument	9005

Lender

Name	COMMUNITY DEV COMMISSION
Type	Construction/Development Company
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,422.00 (-0.9%)
2024		$62,730 (+25.52%) Land $13,476 Building $49,254	$188,190 (+25.52%) Land $40,428 Building $147,762
2022	$3,453.00 Homeowner's exemption	$49,976 Land $10,736 Building $39,240	$149,928 Land $32,208 Building $117,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1996–2013)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Metronet, Watch TV.

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